582 N Riverside Ave, Saint Clair, MI 48079 Property Records

St. Clair County property record for 582 N Riverside Ave, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 7,733 sqft · built 1935
Lot Size	0.39 acres (16,988 sqft)
Owner	Individual Name on Record
Last Sale	$540,500 (Jan 2013)
Tax Bill	$13,110 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74-07-088-0009-000`

Property Details

APN / Parcel Number

Primary APN	`74-07-088-0009-000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	7,733 sqft Living Area
1st Floor Area	3,835 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Lot Area	16,988 sqft (0.39 acres)
Lot Dimensions	215 ft deep x 79 ft wide
Garage Area	918 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	582 N RIVERSIDE AVE
City	SAINT CLAIR
State	MI
Zip	48079-5414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 LOW DE
Legal Description	LOT 8 EXC S 1' ASSESSORS MOORE-ST CLAIR PLAT OF PART OF PC 305
Legal Subdivision	ASSESSORS
Legal Lot Number	8
Legal Unit	8
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	7
Census Block	7001
Census Tract	642000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	582 N RIVERSIDE AVE, SAINT CLAIR, MI 48079-5414
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage TRI COUNTY BANK
Jun 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRI CNTY BK
Jun 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRI CNTY BK
Dec 8, 2017	Deed of Trust, Mortgage · Line of Credit TRI CNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 2, 2013 · Amount on Record
Deed Sale	Jan 2, 2013 · Amount on Record
Deed Document Number	201315
Deed Book / Page	4340 / 838
Prior Transfer Date	Jan 15, 2010
Prior Transfer Doc	004017/603
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	582 N RIVERSIDE AVE, SAINT CLAIR, MI 48079-5414
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047950061
Date	Jan 30, 2017
Book Page	4795/61
Instrument	2017002528

Lender

Name	TRI COUNTY BANK
Type	Bank
Address	BROWN CITY, MI 48416

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2046

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	582 N RIVERSIDE AVE, SAINT CLAIR, MI 48079-5414
Document Number	0052020765
Instrument Date	Jun 8, 2020
Transaction Type	Mortgage
Record Updated	Jul 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	582 N RIVERSIDE AVE ST CLAIR MI 480795414, ST CLAIR, MI 48079-5414

Mortgage

Document Number	0052020765
Date	Jun 22, 2020
Book Page	005202/000765

Lender

Name	TRI CNTY BK
Type	Bank
Address	BROWN CITY, MI 48416

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	582 N RIVERSIDE AVE, SAINT CLAIR, MI 48079-5414
Document Number	0052020764
Instrument Date	Jun 8, 2020
Transaction Type	Mortgage
Record Updated	Jul 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	582 N RIVERSIDE AVE ST CLAIR MI 480795414, ST CLAIR, MI 48079-5414

Mortgage

Document Number	0052020764
Date	Jun 22, 2020
Book Page	005202/000764

Lender

Name	TRI CNTY BK
Type	Bank
Address	BROWN CITY, MI 48416

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 21, 2035

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	582 N RIVERSIDE AVE, SAINT CLAIR, MI 48079-5414
Document Number	0049060183
Book / Page	004906 / 000183
Instrument Date	Dec 8, 2017
Transaction Type	Mortgage
Record Updated	Feb 7, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	582 N RIVERSIDE AVE #AE ST CLAIR MI 480795414, AE, ST CLAIR, MI 48079-5414

Mortgage

Document Number	0049060183
Date	Jan 10, 2018
Book Page	004906/000183

Lender

Name	TRI CNTY BK
Type	Bank
Address	BROWN CITY, MI 48416

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	St. Clair City
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$476,900 (-2.13%)	$953,800 (-2.13%)
2025	$13,110.00 (+2.81%) Homeowner's exemption	$487,300 (+6.21%)
2024	$12,752.00 (+7.58%)		$974,600 (+6.21%)
2023		$458,800
2022	$11,853.00		$917,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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