613 Craig Rd, Commerce, GA 30530 Property Records

Banks County property record for 613 Craig Rd, Commerce, GA 30530 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,750 sqft · built 2006
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Oct 2006)
Tax Bill	$2,788 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`B86 005A`

Property Details

APN / Parcel Number

Primary APN	`B86 005A`
Alternative APN	`8679`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,750 sqft Heated Area
1st Floor Area	1,050 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2016
Architectural Style	Rustic
Exterior Material	Wood Shingle
Construction Type	Log
Roof Type	Gable
Roof Material	Metal
Lot Area	87,120 sqft (2 acres)
Garage Area	528 sqft

Exterior Amenities

Porch	Slab
Porch Area	280 sqft
Deck Area	128 sqft
Patio Area	128 sqft
Storage Building	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	8679
Street Address	613 CRAIG RD
City	COMMERCE
State	GA
Zip	30530-7004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GMD 207 TR 1 PB 30-13 PB D-37
Legal Subdivision	00100-LOWER END 6500
Legal Tract	1
Jurisdiction	BANKS GA
Township / Civil Division	SOUTHEAST BANKS
Census Block Group	1
Census Block	1005
Census Tract	970400

Owner

Source: Banks County records · APN B86 005A

Assessment roll updated November 14, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	613 CRAIG RD, COMMERCE, GA 30530-7004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 01, 2026	Deed of Trust, Mortgage PINNACLE BANK
Mar 23, 2026	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 11, 2006 · Amount on Record
Deed Sale	Oct 11, 2006 · Amount on Record
Deed Document Number	2006969
Deed Book / Page	290 / 854
Last Transfer Date	Aug 05, 2014
Transfer Doc	0000404/11
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Recording Date	Apr 01, 2026
Property Address	613 CRAIG RD, COMMERCE, GA 30530-7004
Document Number	0597000408
Book / Page	597 / 408
Instrument Date	Mar 23, 2026
Transaction Type	Mortgage
Record Updated	Jul 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	613 CRAIG RD, COMMERCE, GA 30530-7004

Mortgage

Document Number	0597000408,
Date	Apr 01, 2026
Book Page	597/408

Lender

Name	PINNACLE BANK

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Mar 01, 2036

Interest

Rate	6.01%
Max Rate	-1%

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Mar 23, 2026
Property Address	613 CRAIG RD, COMMERCE, GA 30530-7004
Document Number	000596/715
Book / Page	596 / 715
Instrument Date	Mar 14, 2026
Transaction Type	Transfer
Record Updated	Apr 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	613 CRAIG RD, COMMERCE, GA 30530-7004

Tax Assessment & Valuation

Source: Banks County records · Assessment roll updated November 14, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Banks County
Unified School District	Banks County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,788.00 (+1.38%)	$146,028 (+4.61%) Land $19,776 Building $126,252	$365,070 (+4.61%) Land $49,441 Building $315,629
2024	$2,750.00 (+21.36%)	$139,599 (+25.38%) Land $17,978 Building $121,621	$348,998 (+25.38%) Land $44,946 Building $304,052
2023	$2,266.00 (+1%)	$111,341 (+13.53%) Land $14,916 Building $96,425	$278,353 (+13.53%) Land $37,290 Building $241,063
2022	$2,060.00	$98,069 Land $13,825 Building $84,244	$245,173 Land $34,562 Building $210,611

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Banks County (13011C), updated December 17, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 43% of the US · above 35% of Georgia
Wildfire Likelihood	About 1 in 1,587 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 13 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Uniti Group	DSL	25 / 3
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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