472 Craig Rd, Commerce, GA 30530 Property Records

Banks County property record for 472 Craig Rd, Commerce, GA 30530

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,456 sqft · built 1992
Lot Size	7.27 acres (316,681 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Oct 2017)
Tax Bill	$2,693 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Oct 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`B86 013`

Property Details

APN / Parcel Number

Primary APN	`B86 013`
Alternative APN	`4850`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,456 sqft Heated Area
1st Floor Area	1,456 sqft
Flooring	Plywood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2002
Exterior Material	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Metal
Lot Area	316,681 sqft (7.27 acres)

Exterior Amenities

Pool Area	512 sqft
Porch	Open Porch
Porch Area	816 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	4850
Street Address	472 CRAIG RD
City	COMMERCE
State	GA
Zip	30530-7062
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ARR
Legal Description	PB2-126 17-67 22-33 GMD 207
Jurisdiction	BANKS GA
Township / Civil Division	SOUTHEAST BANKS
Census Block Group	1
Census Block	1005
Census Tract	970400

Owner

Source: Banks County records, as of November 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	472 CRAIG RD, COMMERCE, GA 30530-7062
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS
Oct 30, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2017 · Amount on Record
Deed Sale	Oct 30, 2017 · Amount on Record
Deed Document Number	0000044599
Deed Book / Page	445 / 99
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	472 CRAIG RD, COMMERCE, GA 30530-7062
Transaction Type	Mortgage
Record Updated	Mar 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	472 CRAIG RD, COMMERCE, GA 30530-7062

Mortgage

Document Number	0000000496/0000000497
Date	Jan 25, 2021
Book Page	0000000496/0000000497

Lender

Name	QUICKEN LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2031

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Oct 30, 2017
Property Address	472 CRAIG RD, COMMERCE, GA 30530-7062
Document Number	0000445/99
Book / Page	445 / 99
Instrument Date	Oct 30, 2017
Instrument	2017-000815
Transaction Type	Transfer
Record Updated	Jan 31, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	472 CRAIG RD, COMMERCE, GA 30530-7062

Tax Assessment & Valuation

Source: Banks County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Banks County
Unified School District	Banks County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,693.00 (-2.29%) Homeowner's exemption	$149,381 (+5.29%) Land $52,826 Building $96,555	$373,454 (+5.3%) Land $132,066 Building $241,388
2024	$2,756.00 (+44.9%) Homeowner's exemption	$141,870 (+25%) Land $48,024 Building $93,846	$354,674 (+25%) Land $120,060 Building $234,614
2023	$1,902.00 (-6.03%) Homeowner's exemption	$113,492 (+15.39%) Land $41,388 Building $72,104	$283,730 (+15.39%) Land $103,470 Building $180,260
2022	$2,024.00 Homeowner's exemption	$98,352 Land $34,912 Building $63,440	$245,881 Land $87,281 Building $158,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 17, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	25 / 3

Cell Coverage

4G LTE (outdoors only), no 5G reported

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