599 Craig Rd, Commerce, GA 30530 Property Records

Banks County property record for 599 Craig Rd, Commerce, GA 30530

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,514 sqft · built 2002
Lot Size	4.27 acres (186,001 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Feb 2012)
Tax Bill	$1,373 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B86 009A`

Property Details

APN / Parcel Number

Primary APN	`B86 009A`
Alternative APN	`7326`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,514 sqft Heated Area
1st Floor Area	1,506 sqft
Basement Area	1,506 sqft
Unfinished Basement	1,506 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2012
Exterior Material	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	186,001 sqft (4.27 acres)

Exterior Amenities

Porch	Slab
Porch Area	1,630 sqft
Patio Area	672 sqft
Canopy	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	7326
Street Address	599 CRAIG RD
City	COMMERCE
State	GA
Zip	30530-7067
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ARR
Legal Description	GMD 207 PB 30-15 PB 25-66
Legal Subdivision	SURVEY PREPARED FOR DAVID HUNT
Jurisdiction	BANKS GA
Township / Civil Division	SOUTHEAST BANKS
Census Block Group	1
Census Block	1005
Census Tract	970400

Owner

599 Craig Rd is owned and occupied by two individuals who bought it in February 2012.

Source: Banks County records, as of November 14, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	599 CRAIG RD, COMMERCE, GA 30530-7067
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Jun 9, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2012 · Amount on File
Deed Sale	Feb 6, 2012 · Amount on File
Prior Sale	Jan 31, 2012 · Amount on File
Deed Document Number	201289
Deed Book / Page	371 / 71
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	599 CRAIG RD, COMMERCE, GA 30530-7067
Transaction Type	Mortgage
Record Updated	Apr 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	599 CRAIG RD, COMMERCE, GA 30530-7067

Mortgage

Document Number	0000000499/0000000281
Date	Mar 8, 2021
Book Page	0000000499/0000000281

Lender

Name	THE FEDERAL SAVINGS BANK

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	599 CRAIG RD, COMMERCE, GA 30530-7067
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	599 CRAIG RD, COMMERCE, GA 30530-7067

Mortgage

Document Number	0000000483/0000000387
Date	Jun 9, 2020
Book Page	0000000483/0000000387

Lender

Name	UNITED WHOLESALE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 599 Craig Rd was $1,373 with exemptions applied, down 9.2% from the year before.

Source: Banks County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Banks County
Unified School District	Banks County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,373.00 (-9.19%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$204,843 (+5.71%) Land $35,900 Building $168,943	$512,108 (+5.71%) Land $89,750 Building $422,358
2024	$1,512.00 (+79.57%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$193,773 (+14.4%) Land $32,637 Building $161,136	$484,431 (+14.4%) Land $81,592 Building $402,839
2023	$842.00 (-5.18%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$169,384 (+17.59%) Land $29,655 Building $139,729	$423,461 (+17.59%) Land $74,138 Building $349,323
2022	$888.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$144,044 Land $21,627 Building $122,417	$360,110 Land $54,068 Building $306,042

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 599 Craig Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 17, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 599 Craig Rd is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 65% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	25 / 3

Cell Coverage

4G LTE (outdoors only), no 5G reported

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