Banks County property record for 610 Craig Rd, Commerce, GA 30530
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,052 sqft · built 2017 |
| Lot Size | 12.5 acres (546,678 sqft) |
| Owner | Individual Name on File |
| Last Sale | $65,500 (Mar 2016) |
| Tax Bill | $3,037 (2025) |
| Deeds & Mortgages | Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | B86 005 |
| Primary APN | B86 005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,052 sqft Heated Area |
| 1st Floor Area | 1,368 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 546,678 sqft (12.5 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 96 sqft |
| Deck Area | 16 sqft |
| Patio Area | 256 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 3124 |
|---|---|
| Street Address | 610 CRAIG RD |
| City | COMMERCE |
| State | GA |
| Zip | 30530-7063 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ARR |
| Legal Description | PB D-37 PB -30 |
| Legal Subdivision | MARGUERITE S NEWTON ESTATE |
| Jurisdiction | BANKS GA |
| Township / Civil Division | SOUTHEAST BANKS |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 970400 |
610 Craig Rd is owned and occupied by an individual who bought it in March 2016.
Source: Banks County records, as of November 13, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 610 CRAIG RD, COMMERCE, GA 30530-7063 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 28, 2016 · Amount on File |
| Deed Sale | Mar 28, 2016 · Amount on File |
| Deed Document Number | 0000423506 |
| Deed Book / Page | 423 / 506 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANKS GA |
| Property Address | 610 CRAIG RD, COMMERCE, GA 30530-7063 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 440/803 |
|---|---|
| Date | Jul 27, 2017 |
| Book Page | 440/803 |
| Name | BRANCH BANKING AND TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 192 Months |
| Due | Aug 1, 2033 |
The 2025 property tax bill for 610 Craig Rd was $3,037 with an additional exemption, up 2.5% from the year before.
Source: Banks County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Banks County |
| Unified School District | Banks County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,037.00 (+2.5%) Additional exemption filed | $217,417 (+6.99%) Land $73,786 Building $143,631 | $543,543 (+6.99%) Land $184,466 Building $359,077 |
| 2024 | $2,963.00 (+9.34%) Additional exemption filed | $203,209 (+14.55%) Land $67,079 Building $136,130 | $508,022 (+14.55%) Land $167,697 Building $340,325 |
| 2023 | $2,710.00 (+13.77%) Additional exemption filed | $177,402 (+20.39%) Land $56,726 Building $120,676 | $443,505 (+20.39%) Land $141,815 Building $301,690 |
| 2022 | $2,382.00 | $147,354 Land $44,443 Building $102,911 | $368,385 Land $111,107 Building $257,278 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 610 Craig Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 17, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 610 Craig Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 73% of Georgia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 25 / 3 |
5G and 4G LTE (outdoors only)
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