612 Saddle Forest, Cibolo, TX 78108 Property Records

Guadalupe County property record for 612 Saddle Forest, Cibolo, TX 78108

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,420 sqft · built 2019
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on Record
Last Sale$358,400 (Jul 2020)
Tax Bill$3,904 (2023)
Deeds & MortgagesJun 2021 Mortgage
Jul 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN1G3900602201200000

Property Details

APN / Parcel Number

Primary APN1G3900602201200000
Alternative APNs
  • 000000166178
  • 000000245741
  • 166178

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,420 sqft Living Area
Gross Area4,000 sqft
1st Floor Area1,913 sqft
2nd Floor Area1,507 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,970 sqft (0.16 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area220 sqft
Deck Area40 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address612 SADDLE FRST
CityCIBOLO
StateTX
Zip78108-3695
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSADDLE CREEK RANCH #6 BLOCK 22 LOT 12 0.16 AC
Legal SubdivisionSADDLE CREEK RANCH #6
Legal Tract12
Legal Block22
Legal Lot Number12
JurisdictionGUADALUPE TX
Township / Civil DivisionSCHERTZ-CIBOLO
Census Block Group1
Census Block1008
Census Tract210612

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address612 SADDLE FRST, CIBOLO, TX 78108-3695
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 21, 2021Deed of Trust, Mortgage · VA Mortgage
VILLAGE CAPITAL & INVESTMENT LLC
Jul 9, 2020Grant Deed, Subdivision Related Transfer · VA Mortgage
AMERICAN PACIFIC MTG
Dec 18, 2018Grant Deed, Transfer
ALAMO TITLE COMPANY, ALAMO TITLE CO-VENTURA PLZ

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 9, 2020 · Amount on Record
Deed SaleJul 9, 2020 · Amount on Record
Deed Document Number202099017492
Prior Transfer DateJul 8, 2020
Prior Transfer Doc0099017492
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGUADALUPE TX
Property AddressTX
Transaction TypeMortgage
Record UpdatedNov 3, 2025
Title CompanySIESTA TITLE AND ESCROW LLC, VISTA TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0099021199
DateJun 21, 2021
Instrument202199021199
Lender
NameVILLAGE CAPITAL & INVESTMENT LLC
TypeMortgage Company
AddressHENDERSON, NV 89074
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2051

July 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionGUADALUPE TX
Recording DateJul 9, 2020
Property Address612 SADDLE FRST, CIBOLO, TX 78108-3695
Document Number0000017492
Instrument DateJul 8, 2020
Instrument17492
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 19, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address612 SADDLE FRST CIBOLO TX 781083695, CIBOLO, TX 78108-3695

Mortgage

Document Number17493
DateJul 9, 2020
Instrument17493
Lender
NameAMERICAN PACIFIC MTG
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 8, 2050

December 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionGUADALUPE TX
Recording DateDec 18, 2018
Property Address612 SADDLE FRST, CIBOLO, TX 78108-3695
Document Number0000028329
Instrument DateDec 12, 2018
Instrument28329
Transaction TypeTransfer
Record UpdatedNov 6, 2019
Title CompanyALAMO TITLE COMPANY, ALAMO TITLE CO-VENTURA PLZ

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2511 N LOOP 1604 W #300 SAN ANTONIO TX 782584636, 300, SAN ANTONIO, TX 78258-4636

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityCibolo City
CountyGuadalupe County
Unified School DistrictSchertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$483,151 (+8.47%) Land $45,339 Building $437,812$483,151 (+8.47%) Land $45,339 Building $437,812
2025$445,404 (-12.36%) Land $43,849 Building $401,555$445,404 (-12.36%) Land $43,849 Building $401,555
2023$3,904.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$508,228 Land $57,981 Building $450,247$508,228 Land $57,981 Building $450,247

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 85% of Texas
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGREEN VALLEY SUD
serves 52,497 people · EPA ID TX0940020
Water SourcePurchased surface water from several systems
Last State InspectionJul 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 791 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000

May also be available: Guadalupe Valley Electric Cooperative, Hotwire Communications, Verizon, VTX Communications.

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