Guadalupe County property record for 621 Saddle Forest, Cibolo, TX 78108
| Property Type | Single Family Home |
|---|---|
| Details | 2,591 sqft · built 2018 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Last Sale | $365,540 (Oct 2023) |
| Deeds & Mortgages | Feb 2026 Mortgage Apr 2022 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1G3900602101900000 |
| Primary APN | 1G3900602101900000 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,591 sqft Living Area |
| Gross Area | 3,080 sqft |
| 1st Floor Area | 2,081 sqft |
| 2nd Floor Area | 510 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Porch Area | 145 sqft |
| Patio Area | 315 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 621 SADDLE FRST |
|---|---|
| City | CIBOLO |
| State | TX |
| Zip | 78108-3695 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SADDLE CREEK RANCH #6 BLOCK 21 LOT 19 .19 AC |
| Legal Subdivision | SADDLE CREEK RANCH #6 |
| Legal Tract | 19 |
| Legal Block | 21 |
| Legal Lot Number | 19 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 210612 |
621 Saddle Forest is owned and occupied by an individual who bought it in October 2023.
Source: Guadalupe County records, as of August 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 621 SADDLE FRST, CIBOLO, TX 78108-3695 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 3, 2026 | Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS INC |
| Apr 26, 2022 | Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Aug 15, 2024 | Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS INC |
| Aug 16, 2024 | Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS INC |
| Oct 10, 2023 | Vendor's Lien, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| May 5, 2020 | Deed of Trust, Mortgage VILLAGE CAP & INV LLC |
| Jan 22, 2019 | Warranty Deed, Subdivision Related Transfer · VA Mortgage FIRST CHOICE LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 10, 2023 · Amount on File |
| Deed Sale | Oct 10, 2023 · Amount on File |
| Prior Sale | Jan 22, 2019 · Amount on File |
| Deed Document Number | 202325175 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | TX |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 621 SADDLE FRST, CIBOLO, TX 78108-3695 |
| Document Number | 0099002612 |
|---|---|
| Date | Feb 3, 2026 |
| Instrument | 202699002612 |
| Name | SWIFT HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, MI 48009 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | TX |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2025 |
| Name | Verified Name |
|---|---|
| Address | 621 SADDLE FRST, CIBOLO, TX 78108-3695 |
| Document Number | 0099013396 |
|---|---|
| Date | Apr 26, 2022 |
| Instrument | 202299013396 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89074 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 338 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | TX |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2025 |
| Name | Verified Name |
|---|---|
| Address | 621 SADDLE FRST, CIBOLO, TX 78108-3695 |
| Document Number | 0099019247 |
|---|---|
| Date | Aug 15, 2024 |
| Instrument | 202499019247 |
| Name | SWIFT HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, MI 48009 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | TX |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2025 |
| Name | Verified Name |
|---|---|
| Address | 621 SADDLE FRST, CIBOLO, TX 78108-3695 |
| Document Number | 0099019392 |
|---|---|
| Date | Aug 16, 2024 |
| Instrument | 202499019392 |
| Name | SWIFT HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, MI 48009 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2054 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Oct 10, 2023 |
| Property Address | TX |
| Document Number | 0099025175 |
| Map Reference | VOL 8 PG 644&645 |
| Instrument Date | Oct 6, 2023 |
| Instrument | 202399025175 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 621 SADDLE FRST, CIBOLO, TX 78108-3695 |
| Document Number | 0099025176 |
|---|---|
| Date | Oct 10, 2023 |
| Instrument | 202399025176 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 621 SADDLE FRST, CIBOLO, TX 78108-3695 |
| Document Number | 0000011519 |
| Instrument Date | May 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 621 SADDLE FRST CIBOLO TX 781083695, CIBOLO, TX 78108-3695 |
| Document Number | 0000011519 |
|---|---|
| Date | May 5, 2020 |
| Instrument | 11519 |
| Name | VILLAGE CAP & INV LLC |
|---|---|
| Address | HENDERSON, NV 89052 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 4, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Jan 22, 2019 |
| Property Address | 621 SADDLE FRST, CIBOLO, TX 78108-3695 |
| Document Number | 0000001437 |
| Instrument Date | Jan 18, 2019 |
| Instrument | 1437 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 6, 2019 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1099 MESQUITE PASS SEGUIN TX 781551758, SEGUIN, TX 78155-1758 |
| Document Number | 1438 |
|---|---|
| Date | Jan 22, 2019 |
| Instrument | 1438 |
| Name | FIRST CHOICE LNDG |
|---|---|
| Address | HOUSTON, TX 77065 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 21, 2049 |
Source: Guadalupe County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Cibolo City |
| County | Guadalupe County |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $405,034 (-0.39%) Land $49,404 Building $355,630 | $405,034 (-0.39%) Land $49,404 Building $355,630 |
| 2025 | $406,638 Land $49,235 Building $357,403 | $406,638 Land $49,235 Building $357,403 |
| 2023 | $448,996 Land $64,288 Building $384,708 | $448,996 Land $64,288 Building $384,708 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 621 Saddle Forest in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 621 Saddle Forest is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 85% of Texas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREEN VALLEY SUD serves 52,497 people · EPA ID TX0940020 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 791 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Guadalupe Valley Electric Cooperative, Hotwire Communications, Verizon, VTX Communications.
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