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604 Saddle Forest, Cibolo, TX 78108 Property Records

Guadalupe County property record for 604 Saddle Forest, Cibolo, TX 78108 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,420 sqft · built 2018
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on File
Tax Bill$7,415 (2025)
Deeds & MortgagesApr 2021 Sale
Nov 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN1G3900602201400000

Property Details

APN / Parcel Number

Primary APN1G3900602201400000
Alternative APNs
  • 000000166180
  • 000000256262
  • 166180

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,420 sqft Living Area
Gross Area4,200 sqft
1st Floor Area1,913 sqft
2nd Floor Area1,507 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area9,148 sqft (0.21 acres)
Garage TypeAttached
Garage Area600 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchCovered Porch
Porch Area296 sqft
Patio Area159 sqft
Storage Building36 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address604 SADDLE FRST
CityCIBOLO
StateTX
Zip78108-3695
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSADDLE CREEK RANCH #6 BLOCK 22 LOT 14 .21 AC
Legal SubdivisionSADDLE CREEK RANCH #6
Legal Tract14
Legal Block22
Legal Lot Number14
JurisdictionGUADALUPE TX
Township / Civil DivisionSCHERTZ-CIBOLO
Census Block Group1
Census Block1008
Census Tract210612

Owner

Source: Guadalupe County records · APN 1G3900602201400000

Assessment roll updated August 12, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address604 SADDLE FRST, CIBOLO, TX 78108-3695
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 15, 2021Warranty Deed, Transfer
FIRST AMERICAN TITLE, FATCO
Nov 13, 2018Warranty Deed, Subdivision Related Transfer
FIRST CHOICE LNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 15, 2021
Deed SaleApr 15, 2021
Prior SaleNov 13, 2018 · Amount on Record
Deed Document Number202199012731
Record UpdatedSep 20, 2026

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGUADALUPE TX
Recording DateApr 15, 2021
Property AddressTX
Document Number0099012731
Map ReferenceVOL 8 PG 644-645
Instrument DateApr 14, 2021
Instrument202199012731
Transaction TypeTransfer
Record UpdatedNov 03, 2025
Title CompanyFIRST AMERICAN TITLE, FATCO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12506 GENEVA AVE, LUBBOCK, TX 79423-7914

Transferred To (Grantee/Buyer)

NameVerified Name
Address604 SADDLE FRST, CIBOLO, TX 78108-3695

November 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionGUADALUPE TX
Recording DateNov 13, 2018
Property Address604 SADDLE FRST, CIBOLO, TX 78108-3695
Document Number0000025798
Instrument DateNov 09, 2018
Instrument25798
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 06, 2019
Title CompanySTEWART TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address415 BASSWOOD DR SAN ANTONIO TX 782132803, SAN ANTONIO, TX 78213-2803

Mortgage

Document Number25799
DateNov 13, 2018
Instrument25799
Lender
NameFIRST CHOICE LNDG
AddressHOUSTON, TX 77065
Agreement
AmountAmount Recorded
Term360 Months
DueNov 12, 2048

Tax Assessment & Valuation

Source: Guadalupe County records · Assessment roll updated August 12, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityCibolo City
CountyGuadalupe County
Unified School DistrictSchertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$449,150 (-3.05%) Land $51,858 Building $397,292$449,150 (-3.05%) Land $51,858 Building $397,292
2025$7,415.00 (-6.73%) Homeowner's exemption$463,301 (-12.23%) Land $52,592 Building $410,709$463,301 (-12.23%) Land $52,592 Building $410,709
2024$7,950.00 (+0.85%)
2023$7,883.00 (-8.4%) Homeowner's exemption$527,888 Land $68,046 Building $459,842$527,888 Land $68,046 Building $459,842
2022$8,606.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Guadalupe County (48187C), updated April 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 481872106121, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 16 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force

Wildfire

Wildfire RiskModerate
above 40% of the US · above 14% of Texas
Wildfire LikelihoodAbout 1 in 2,128 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 791 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000

May also be available at this address: Guadalupe Valley Electric Cooperative, Verizon, Valley Telephone Cooperative, Inc. (TX), Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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