Guadalupe County property record for 617 Saddle Forest, Cibolo, TX 78108
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,665 sqft · built 2019 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Last Sale | $304,100 (Sep 2019) |
| Tax Bill | $6,041 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage Dec 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 1G3900602102000000 |
| Primary APN | 1G3900602102000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,665 sqft Living Area |
| Gross Area | 3,205 sqft |
| 1st Floor Area | 1,481 sqft |
| 2nd Floor Area | 11,845 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 156 sqft |
| Storage Building | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 617 SADDLE FRST |
|---|---|
| City | CIBOLO |
| State | TX |
| Zip | 78108-3695 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SADDLE CREEK RANCH #6 BLOCK 21 LOT 20 .19 AC |
| Legal Subdivision | SADDLE CREEK RANCH #6 |
| Legal Tract | 20 |
| Legal Block | 21 |
| Legal Lot Number | 20 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 210612 |
617 Saddle Forest is owned and occupied by an individual who bought it in September 2019.
Source: Guadalupe County records, as of August 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 617 SADDLE FROST, CIBOLO, TX 78108 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 12, 2019 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage THRIVE MTG LLC |
| Dec 18, 2018 | Grant Deed, Transfer ALAMO TITLE COMPANY, ALAMO TITLE CO-VENTURA PLZ |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 12, 2019 · Amount on File |
| Deed Sale | Sep 12, 2019 · Amount on File |
| Deed Document Number | 201999020771 |
| Prior Transfer Date | Sep 6, 2019 |
| Prior Transfer Doc | 0099020771 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Sep 12, 2019 |
| Property Address | 617 SADDLE FRST, CIBOLO, TX 78108-3695 |
| Document Number | 0000020771 |
| Instrument Date | Sep 6, 2019 |
| Instrument | 20771 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 6, 2019 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 617 SADDLE FRST CIBOLO TX 781083695, CIBOLO, TX 78108-3695 |
| Document Number | 20772 |
|---|---|
| Date | Sep 12, 2019 |
| Instrument | 20772 |
| Name | THRIVE MTG LLC |
|---|---|
| Address | GEORGETOWN, TX 78633 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 11, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Dec 18, 2018 |
| Property Address | 617 SADDLE FRST, CIBOLO, TX 78108-3695 |
| Document Number | 0000028329 |
| Instrument Date | Dec 12, 2018 |
| Instrument | 28329 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2019 |
| Title Company | ALAMO TITLE COMPANY, ALAMO TITLE CO-VENTURA PLZ |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2511 N LOOP 1604 W #300 SAN ANTONIO TX 782584636, 300, SAN ANTONIO, TX 78258-4636 |
The 2025 property tax bill for 617 Saddle Forest was $6,041 with a homeowner's exemption, down 4.6% from the year before.
Source: Guadalupe County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Cibolo City |
| County | Guadalupe County |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $396,858 (+1.22%) Land $49,404 Building $347,454 | $396,858 (+1.22%) Land $49,404 Building $347,454 | |
| 2025 | $6,041.00 (-4.6%) Homeowner's exemption | $392,082 Land $49,235 Building $342,847 | $392,082 Land $49,235 Building $342,847 |
| 2024 | $6,332.00 (+4.16%) | ||
| 2023 | $6,079.00 (-10.31%) Homeowner's exemption | $437,236 Land $64,288 Building $372,948 | $437,236 Land $64,288 Building $372,948 |
| 2022 | $6,778.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 617 Saddle Forest in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 617 Saddle Forest is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 85% of Texas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREEN VALLEY SUD serves 52,497 people · EPA ID TX0940020 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 791 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Guadalupe Valley Electric Cooperative, Hotwire Communications, Verizon, VTX Communications.
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