612 S Division St, West Point, MS 39773 Property Records

Clay County property record for 612 S Division St, West Point, MS 39773

Property Summary

Property Type	Commercial
Details	4,023 sqft
Lot Size	0.259 acres (11,299 sqft)
Owner	2 Company Names on Record
Tax Bill	$1,398 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Sep 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`083C214C 0220000`

Property Details

APN / Parcel Number

Primary APN	`083C214C 0220000`

Interior

Building Area	4,023 sqft Finished Area
1st Floor Area	4,000 sqft
Flooring	Tile
Interior Walls	Unfinished

Exterior

Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Built-Up Asphalt
Lot Area	11,299 sqft

Location & Zoning

Street Address	612 S DIVISION ST
City	WEST POINT
State	MS
Zip	39773-2914
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT 20 LESS N 20 FT BLK 2 W 3 DB 317/184 319/589 319/742
Legal Range	06E
Legal Township	17
Legal Section	14
Legal Subdivision	WARD THREE
Legal Block	2
Legal Lot Number	20
Jurisdiction	CLAY MS
Township / Civil Division	3
Census Block Group	3
Census Block	3031
Census Tract	950300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the West Point Central City Historic District listed 1982 · 90 contributing resources · NRIS 82003099

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	PO BOX 254, WEST POINT, MS 39773-0254
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF VERNON
Sep 20, 2023	Quit Claim Deed, Transfer Quitclaim
Jun 27, 2023	Public Action, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2025
Deed Sale	Apr 25, 2025
Prior Sale	Apr 25, 2025
Deed Document Number	20252391
Deed Book / Page	322 / 832
Prior Transfer Date	Sep 13, 2023
Prior Transfer Doc	DEED317/184
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	612 S DIVISION ST, WEST POINT, MS 39773-2914
Transaction Type	Mortgage
Record Updated	Oct 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 E INDUSTRIAL ACCESS RD, WEST POINT, MS 39773

Mortgage

Document Number	0LM575/623
Date	Oct 1, 2025
Book Page	LM 575/623
Instrument	2025005724

Lender

Name	BANK OF VERNON
Type	Bank
Address	VERNON, AL 35592

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	118 Months
Due	Aug 21, 2035

September 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY MS
Recording Date	Sep 20, 2023
Property Address	612 S DIVISION ST, WEST POINT, MS 39773-2914
Document Number	DEED317/184
Book / Page	DEED 317 / 184
Map Reference	MB 302 PG 38
Instrument Date	Sep 13, 2023
Instrument	2023005239
Transaction Type	Transfer
Record Updated	Oct 24, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8140 WALNUT HILL LN STE 420, 420, DALLAS, TX 75231-4328

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 S WESTMONTE DR STE 3050, 3050, ALTAMONTE SPRINGS, FL 32714-4280

June 2023: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	CLAY MS
Recording Date	Jun 27, 2023
Property Address	612 S DIVISION ST, WEST POINT, MS 39773-2914
Document Number	000316/234
Book / Page	316 / 234
Map Reference	DB 302 PG 38
Instrument Date	Jun 27, 2023
Instrument	2023003515
Transaction Type	Foreclosure
Record Updated	Jul 19, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1117, WEST POINT, MS 39773-1117

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 S WESTMONTE DR STE 3050, 3050, ALTAMONTE SPRINGS, FL 32714-4280

Tax Assessment & Valuation

Source: Clay County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Clay County
Municipality	West Point City
Unified School District	West Point Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,398.00 (-55.13%)	$24,513 (-) Land $4,500 Building $20,013	$163,422 (-) Land $30,000 Building $133,422
2024		$24,513 (+17.73%) Land $4,500 Building $20,013	$163,422 (+17.73%) Land $30,000 Building $133,422
2023	$3,116.00 (+0.23%)	$20,822 (-) Land $4,500 Building $16,322	$138,812 (-) Land $30,000 Building $108,812
2022	$3,109.00	$20,822 Land $4,500 Building $16,322	$138,812 Land $30,000 Building $108,812

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	21 (1983–2019)
Claims Outside the SFHA	19 of 21
Most Recent Claim	Apr 2019 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2019 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding, Apr 2011 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SILOAM W/A #3-BEASLEY WELL public/private · serves 810 people · EPA ID MS0130016
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
4-County Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

612 S Division St, West Point, MS 39773 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Historic Designation

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2025: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2023: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

June 2023: Public Action, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on S Division St

Nearby Streets

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