Clay County property record for 437 S Division St, West Point, MS 39773
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1,562 sqft · built 1920 |
| Lot Size | 0.407 acres (17,729 sqft) |
| Owner | Company Name on File |
| Tax Bill | $684 (2025) |
| Deeds & Mortgages | Jul 2024 Mortgage Jun 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 082D115D 0180000 |
| Primary APN | 082D115D 0180000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 1,562 sqft Finished Area |
| 1st Floor Area | 1,304 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 17,729 sqft |
| Garage Area | 594 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 437 S DIVISION ST |
|---|---|
| City | WEST POINT |
| State | MS |
| Zip | 39773-2909 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT LOT 13 BLK 72 W 3 DB 316/186 |
| Legal Range | 06E |
| Legal Township | 17 |
| Legal Section | 15 |
| Legal Subdivision | WARD 3 |
| Legal Block | 72 |
| Legal Lot Number | 13 |
| Jurisdiction | CLAY MS |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 950300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the West Point Unified Historic District listed 2009 · 140 contributing resources · NRIS 09000784 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
437 S Division St is owned by a company that acquired it in May 2022.
Source: Clay County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1294 OLD VINTON RD, WEST POINT, MS 39773-4257 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jul 24, 2024 | Deed of Trust, Mortgage · Conventional Mortgage HOMEXPRESS MORTGAGE CORP |
| Jun 26, 2023 | Deed of Trust, Mortgage · Commercial Mortgage BANK OF VERNON |
| Jun 26, 2023 | Warranty Deed, Transfer · Commercial Mortgage BANK OF VERNON |
| May 9, 2022 | Warranty Deed, Transfer |
| Jan 2, 2019 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 9, 2022 |
| Deed Sale | May 9, 2022 |
| Prior Sale | Mar 7, 2022 · Amount on File |
| Deed Document Number | 20221680 |
| Deed Book / Page | 311 / 694 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 437 S DIVISION ST, WEST POINT, MS 39773-2909 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | THE SILK COMPANIES |
| Name | Verified Name |
|---|---|
| Address | 1294 OLD VINTON RD, WEST POINT, MS 39773-4257 |
| Investor | Possibly a Property Investor |
| Document Number | 0LM564/571 |
|---|---|
| Date | Jul 24, 2024 |
| Book Page | LM 564/571 |
| Instrument | 2024003960 |
| Name | HOMEXPRESS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92705 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 437 S DIVISION ST, WEST POINT, MS 39773-2909 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 000554/917 |
|---|---|
| Date | Jun 26, 2023 |
| Book Page | 554/917 |
| Instrument | 2023003486 |
| Name | BANK OF VERNON |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jun 23, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | Jun 26, 2023 |
| Property Address | 437 S DIVISION ST, WEST POINT, MS 39773-2909 |
| Document Number | 000316/186 |
| Book / Page | 316 / 186 |
| Instrument Date | Jun 23, 2023 |
| Instrument | 2023003485 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4177 BRAND UNA RD, PRAIRIE, MS 39756-9634 |
| Name | Verified Name |
|---|---|
| Address | 1294 OLD VINTON RD, WEST POINT, MS 39773-4257 |
| Investor | Possibly a Property Investor |
| Document Number | 2023003486 |
|---|---|
| Date | Jun 26, 2023 |
| Instrument | 2023003486 |
| Name | BANK OF VERNON |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jun 23, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | May 9, 2022 |
| Property Address | 437 S DIVISION ST, WEST POINT, MS 39773-2909 |
| Document Number | 000311/694 |
| Book / Page | 311 / 694 |
| Instrument Date | Apr 29, 2022 |
| Instrument | 2022001680 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 39421 KRAFT DR, PONCHATOULA, LA 70454-6911 |
| Name | Verified Name |
|---|---|
| Address | 437 S DIVISION ST, WEST POINT, MS 39773-2909 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | Jan 2, 2019 |
| Property Address | 437 S DIVISION ST, WEST POINT, MS 39773-2909 |
| Document Number | 000300/302 |
| Book / Page | 300 / 302 |
| Instrument Date | Dec 31, 2018 |
| Instrument | 2019000003 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 39421 KRAFT DR, PONCHATOULA, LA 70454-6911 |
| Name | Verified Name |
|---|---|
| Address | 437 S DIVISION ST, WEST POINT, MS 39773-2909 |
The 2025 property tax bill for 437 S Division St was $684.
Source: Clay County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Clay County |
| Municipality | West Point City |
| Unified School District | West Point Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $684.00 | $11,999 (+0.57%) Land $2,825 Building $9,174 | $79,993 (+0.57%) Land $18,832 Building $61,161 |
| 2024 | $11,931 (+6.51%) Land $2,825 Building $9,106 | $79,537 (+6.51%) Land $18,832 Building $60,705 | |
| 2023 | $1,676.00 (+1.09%) | $11,202 Land $2,825 Building $8,377 | $74,678 Land $18,832 Building $55,846 |
| 2022 | $1,658.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 437 S Division St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 437 S Division St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SILOAM W/A #3-BEASLEY WELL public/private · serves 810 people · EPA ID MS0130016 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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