Clay County property record for 419 S Division St, West Point, MS 39773
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3,905 sqft · built 1883 |
| Lot Size | 0.636 acres (27,732 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,430 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Oct 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 082D115D 0160000 |
| Primary APN | 082D115D 0160000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Total Rooms | 15 Rooms |
| Building Area | 3,905 sqft Finished Area |
| 1st Floor Area | 2,264 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1883 |
|---|---|
| Effective Year Built | Effective 1883 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 27,732 sqft |
| Street Address | 419 S DIVISION ST |
|---|---|
| City | WEST POINT |
| State | MS |
| Zip | 39773-2909 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 12 BLK 72 W 3 E PT OF LOT 5 DB 211/404 & 281/623 |
| Legal Range | 06E |
| Legal Township | 17 |
| Legal Section | 15 |
| Legal Subdivision | WARD 3 OF SAID CITY |
| Legal Block | 72 |
| Legal Lot Number | 12,5 |
| Jurisdiction | CLAY MS |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 950300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the West Point Unified Historic District listed 2009 · 140 contributing resources · NRIS 09000784 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Clay County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 419 S DIVISION ST, WEST POINT, MS 39773-2909 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 20, 2022 | Deed of Trust, Mortgage · Stand-Alone First Mortgage HUD |
| Oct 3, 2018 | Deed of Trust, Mortgage BANCORPSOUTH BANK |
| Aug 13, 2018 | Deed of Trust, Mortgage BANCORPSOUTH BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 419 S DIVISION ST, WEST POINT, MS 39773-2909 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000541/105 |
|---|---|
| Date | Jan 20, 2022 |
| Book Page | 541/105 |
| Instrument | 2022000227 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Jul 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 419 S DIVISION ST, WEST POINT, MS 39773-2909 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 507/915 |
|---|---|
| Date | Oct 3, 2018 |
| Book Page | 507/915 |
| Instrument | 2018005635 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803 |
| Amount | Amount Recorded |
|---|---|
| Term | 58 Months |
| Due | Aug 26, 2023 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 419 S DIVISION ST, WEST POINT, MS 39773-2909 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 506/420 |
|---|---|
| Date | Aug 13, 2018 |
| Book Page | 506/420 |
| Instrument | 2018004004 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | 38003 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Aug 26, 2023 |
Source: Clay County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Clay County |
| Municipality | West Point City |
| Unified School District | West Point Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,430.00 (-54.56%) Additional exemption filed | $27,716 (-) Land $2,408 Building $25,308 | $277,158 (-) Land $24,083 Building $253,075 |
| 2024 | $27,716 (+20.31%) Land $2,408 Building $25,308 | $277,158 (+20.31%) Land $24,083 Building $253,075 | |
| 2023 | $3,147.00 (+1.16%) Additional exemption filed | $23,037 Land $2,408 Building $20,629 | $230,377 Land $24,083 Building $206,294 |
| 2022 | $3,111.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SILOAM W/A #3-BEASLEY WELL public/private · serves 810 people · EPA ID MS0130016 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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