526 S Division St, West Point, MS 39773 Property Records

Clay County property record for 526 S Division St, West Point, MS 39773

Property Summary

Property Type	Single Family Home
Details	1,875 sqft · built 1930
Lot Size	0.21 acres (9,185 sqft)
Owner	Company Name on Record
Tax Bill	$610 (2025)
Deeds & Mortgages	Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`083C214C 0560100`

Property Details

APN / Parcel Number

Primary APN	`083C214C 0560100`

Interior

Building Area	1,875 sqft Finished Area
1st Floor Area	1,693 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Other
Roof Type	Gable
Roof Material	Shingle
Lot Area	9,185 sqft

Location & Zoning

Street Address	526 S DIVISION ST
City	WEST POINT
State	MS
Zip	39773-2912
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 LESS S 12 FT BLK 4 W 3 DB 286/952
Legal Range	06E
Legal Township	17
Legal Section	14
Legal Block	4
Legal Lot Number	4
Jurisdiction	CLAY MS
Township / Civil Division	3
Census Block Group	3
Census Block	3041
Census Tract	950300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the West Point Central City Historic District listed 1982 · 90 contributing resources · NRIS 82003099

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 1487, WEST POINT, MS 39773-1487
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	526 S DIVISION ST, WEST POINT, MS 39773-2912
Transaction Type	Mortgage
Record Updated	Apr 3, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	520/911
Date	Mar 6, 2020
Book Page	520/911
Instrument	2020000765

Lender

Name	THE CITIZENS NATIONAL BANK OF MERIDIAN
Type	Bank
Address	COLUMBUS, MS 39705

Agreement

Amount	Amount Recorded
Term	179 Months
Due	Feb 25, 2035

Tax Assessment & Valuation

Source: Clay County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Clay County
Municipality	West Point City
Unified School District	West Point Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$610.00 (-55.18%)	$10,694 (-) Land $1,890 Building $8,804	$71,291 (-) Land $12,600 Building $58,691
2024		$10,694 (+17.56%) Land $1,890 Building $8,804	$71,291 (+17.55%) Land $12,600 Building $58,691
2023	$1,361.00 (+1.11%)	$9,097 Land $1,890 Building $7,207	$60,646 Land $12,600 Building $48,046
2022	$1,346.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	21 (1983–2019)
Claims Outside the SFHA	19 of 21
Most Recent Claim	Apr 2019 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2019 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding, Apr 2011 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SILOAM W/A #3-BEASLEY WELL public/private · serves 810 people · EPA ID MS0130016
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
Xfinity Cable	1,200 / 35
4-County Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20