Kane County property record for 573 Prospect St, Elgin, IL 60120 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,486 sqft · built 1889 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Company Name on File |
| Last Sale | $185,000 (Jul 2021) |
| Tax Bill | $6,787 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit Jul 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-12-353-001 |
| Primary APN | 06-12-353-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,486 sqft Living Area |
| Gross Area | 3,851 sqft |
| Basement Area | 1,365 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1889 |
|---|---|
| Effective Year Built | Effective 1889 |
| Construction Type | Frame |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Street Address | 573 PROSPECT ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-3983 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KIMBALL & HAWKINS ADDN LOT 4 |
| Legal Subdivision | KIMBALL&HAWKINS ADDN |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 851302 |
Source: Kane County records · APN 06-12-353-001
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 104 LONG AVE, SCHAUMBURG, IL 60193-9714 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jul 21, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF OMAHA |
| Jul 20, 2021 | Warranty Deed, Transfer NOT AVAILABLE, CT |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 20, 2021 · Amount on Record |
| Deed Sale | Jul 20, 2021 · Amount on Record |
| Prior Sale | Jun 25, 2010 · Amount on Record |
| Deed Document Number | 202155478 |
| Prior Transfer Date | Sep 30, 2005 |
| Prior Transfer Doc | 0000020446 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 573 PROSPECT ST, ELGIN, IL 60120-3983 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000037254 |
|---|---|
| Date | Jul 21, 2022 |
| Instrument | 2022K037254 |
| Name | FIRST NATIONAL BANK OF OMAHA |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68197 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 20, 2021 |
| Property Address | 573 PROSPECT ST, ELGIN, IL 60120-3983 |
| Document Number | 0000055478 |
| Instrument Date | Jun 03, 2020 |
| Instrument | 2021K055478 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2021 |
| Title Company | NOT AVAILABLE, CT |
| Amount | Amount Recorded |
|---|---|
| Tax | $185.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 104 LONG AVE, SCHAUMBURG, IL 60193-9714 |
Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,787.00 (+0.35%) | $88,964 (+5.26%) Land $21,874 Building $67,090 | $266,999 (+5.26%) Land $65,648 Building $201,351 |
| 2024 | $6,763.00 (+13.53%) | $84,516 (+23.01%) Land $20,147 Building $64,369 | $253,649 (+23.06%) Land $60,465 Building $193,184 |
| 2022 | $5,957.00 (+3.96%) | $68,707 (+6.96%) Land $16,596 Building $52,111 | $206,121 (+6.96%) Land $49,788 Building $156,333 |
| 2021 | $5,730.00 | $64,236 Land $15,516 Building $48,720 | $192,708 Land $46,548 Building $146,160 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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