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61189 Ridgewater Loop, Bend, OR 97702 Property Records

Deschutes County property record for 61189 Ridgewater Loop, Bend, OR 97702 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2003
Square Footage2,300 sqft Living Area
Lot Size8,276 sqft (0.19 acres)
OccupancyOwner Occupied
Last Sale$925,000 (2023)
Tax Bill$6,942.00 (2025)

Property Details

APN / Parcel Number

Primary APN181215-BB-01200
Alternative APNs
  • R1088181215BB01200
  • 206881

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,300 sqft Living Area
Gross Area2,944 sqft Gross Area
1st Floor2,300 sqft 1st Floor
Family RoomFamily Room
Great RoomGreat Room
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Lot Area8,276 sqft (0.19 acres)
Garage Area644 sqft Garage

Location & Zoning

Account Number206881
Street Address61189 RIDGEWATER LOOP
CityBEND
StateOR
Zip97702-2279
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionRIDGEWATER PHASES 1 AND 2 PUD LOT 20
Legal Range12
Legal Township18
Legal Section15
Legal SubdivisionRIDGEWATER PHASES 1 AND 2 PUD
Legal Lot Number20
JurisdictionDESCHUTES OR
Minor Civil DivisionBEND
Census Blockgroup3
Census Block3022
Census Tract1904

Owner

Source: Deschutes County records · APN 181215-BB-01200

Assessment roll updated November 5, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address61189 RIDGEWATER LOOP, BEND, OR 97702-2279
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingTenant By Entirety

Deeds, Mortgages & Sale History

DateDocument
Jul 18, 2023Warranty Deed, Transfer
AMERITITLE
Apr 27, 2021Warranty Deed, Transfer
FIRST AMERICAN TITLE
Feb 01, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Feb 01, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Apr 19, 2017Warranty Deed, Transfer · Conventional Mortgage
ARBOR MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 18, 2023 · Amount on Record
Deed SaleJul 18, 2023 · Amount on Record
Prior SaleApr 27, 2021 · Amount on Record
Deed Doc Number202317517
Prior Transfer DateJan 31, 2018
Prior Transfer Doc0000004204
Record RefreshedSep 20, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESCHUTES OR
Recording DateJul 18, 2023
Property Address61189 RIDGEWATER LOOP, BEND, OR 97702-2279
Document Number0000017517
Map ReferenceCAB F PG 174
Instrument DateJul 17, 2023
Instrument2023-17517
Transaction TypeTransfer
Record UpdatedJul 31, 2023
Title CompanyAMERITITLE

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address61189 RIDGEWATER LOOP, BEND, OR 97702-2279

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESCHUTES OR
Recording DateApr 27, 2021
Property Address61189 RIDGEWATER LOOP, BEND, OR 97702-2279
Document Number0000026176
Map ReferenceCAB F PG 174
Instrument DateApr 14, 2021
Instrument2021-26176
Transaction TypeTransfer
Record UpdatedMay 10, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address19061 MT HOOD PL, BEND, OR 97703-1577

February 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDESCHUTES OR
Recording DateFeb 01, 2018
Property Address61189 RIDGEWATER LOOP, BEND, OR 97702-2279
Document Number0000004204
Instrument DateJan 25, 2018
Instrument4204
Transaction TypeTransfer
Record UpdatedFeb 06, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address61189 RIDGEWATER LOOP BEND OR 977022279, BEND, OR 97702-2279

February 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDESCHUTES OR
Recording DateFeb 01, 2018
Property Address61189 RIDGEWATER LOOP, BEND, OR 97702-2279
Document Number0000004203
Instrument DateJan 25, 2018
Instrument4203
Transaction TypeTransfer
Record UpdatedFeb 06, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants In Common
Address61189 RIDGEWATER LOOP BEND OR 977022279, BEND, OR 97702-2279

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESCHUTES OR
Recording DateApr 19, 2017
Property Address61189 RIDGEWATER LOOP, BEND, OR 97702-2279
Document Number0000014853
Map ReferenceCAB F PG174
Instrument DateApr 14, 2017
Instrument2017-14853
Transaction TypeTransfer
Record UpdatedNov 12, 2021
Title CompanyAMERITITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address61189 RIDGEWATER LOOP, BEND, OR 97702-2279

Mortgage

Document Number0000014854
DateApr 19, 2017
Instrument2017-14854
Lender
NameARBOR MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2047

Tax Assessment & Valuation

Source: Deschutes County records · Assessment roll updated November 5, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
MunicipalityBend City
Unified School DistrictBend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,942.00 (+3.94%)$410,890 (+3%)$901,050 (-) Land $302,490 Building $598,560
2024$6,679.00 (+7.86%)$398,930 (+3%)$901,050 (+6.7%) Land $302,490 Building $598,560
2023$6,192.00 (+3.98%)$387,320 (+6.09%)$844,450 (+28.57%) Land $245,890 Building $598,560
2022$5,955.00$365,090$656,800 Land $196,370 Building $460,430

Flood & Wildfire

61189 Ridgewater Loop is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Deschutes County (41017C), updated December 11, 2025

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
7th percentile of exposed land nationally · 2nd in Oregon
Wildfire LikelihoodLow — about 1 in 5,556 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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