Deschutes County property record for 61197 Ridgewater Loop, Bend, OR 97702 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2002 |
| Square Footage | 2,211 sqft Living Area |
| Lot Size | 10,019 sqft (0.23 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $585,000 (2019) |
| Tax Bill | $6,538.00 (2025) |
| Primary APN | 181210 CC 03315 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,211 sqft Living Area |
| 1st Floor | 1,118 sqft 1st Floor |
| 2nd Floor | 1,093 sqft 2nd Floor |
| Stories | 2 Stories |
| Year Built | Built 2002 |
|---|---|
| Architectural Style | Split Level Style |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Mixed Garage |
| Garage Area | 788 sqft Garage |
| Account Number | 206839 |
|---|---|
| Old Parcel Number | R1001181210CC03315 |
| Street Address | 61197 RIDGEWATER LOOP |
| City | BEND |
| State | OR |
| Zip | 97702-2279 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT:18 SUBD:RIDGEWATER PHASES 1 AND 2 PUD SEC/TWN/RNG/MER:SEC 10 TWN 18 RNG 12 MAP REF:181210-CC |
| Legal Range | 12E |
| Legal Township | 18S |
| Legal Section | 10 |
| Legal Quarter | SW |
| Legal Quarter Quarter | SW |
| Legal Subdivision | RIDGEWATER PHASES 1 AND 2 PUD |
| Legal Lot Number | 18 |
| Jurisdiction | DESCHUTES OR |
| Minor Civil Division | BEND |
| Census Blockgroup | 3 |
| Census Block | 3022 |
| Census Tract | 1904 |
Source: Deschutes County records · APN 181210 CC 03315
Assessment roll updated September 30, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 61197 RIDGEWATER LOOP, BEND, OR 97702-2279 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CANOPY MORTGAGE LLC |
| Aug 29, 2019 | Warranty Deed, Transfer · Conventional Mortgage PRIME LNDG |
| Aug 27, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PRIME LNDG |
| Jan 10, 2019 | Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 29, 2019 · Amount on Record |
| Deed Sale | Aug 29, 2019 · Amount on Record |
| Prior Sale | Jan 10, 2019 · Amount on Record |
| Deed Doc Number | 2019-31786 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 61197 RIDGEWATER LOOP, BEND, OR 97702-2279 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | WESTERN TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0000047587 |
|---|---|
| Date | Sep 16, 2020 |
| Instrument | 2020-47587 |
| Name | CANOPY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | LINDON, UT 84042 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Aug 29, 2019 |
| Property Address | 61197 RIDGEWATER LOOP, BEND, OR 97702-2279 |
| Document Number | 0000031786 |
| Instrument Date | Aug 27, 2019 |
| Instrument | 31786 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2019 |
| Title Company | AMERITITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $585.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 61197 RIDGEWATER LOOP BEND OR 977022279, BEND, OR 97702-2279 |
| Document Number | 31787 |
|---|---|
| Date | Aug 29, 2019 |
| Instrument | 31787 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75379-6608 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 28, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 61197 RIDGEWATER LOOP, BEND, OR 97702-2279 |
| Document Number | 0000037707 |
| Instrument Date | Aug 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2019 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants In Common |
| Address | 61197 RIDGEWATER LOOP BEND OR 977022279, BEND, OR 97702-2279 |
| Document Number | 0000037707 |
|---|---|
| Date | Oct 03, 2019 |
| Instrument | 37707 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 02, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Jan 10, 2019 |
| Property Address | 61197 RIDGEWATER LOOP, BEND, OR 97702-2279 |
| Document Number | 0000000893 |
| Instrument Date | Jan 02, 2019 |
| Instrument | 893 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2019 |
| Title Company | AMERITITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $559.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 61197 RIDGEWATER LOOP BEND OR 977022279, BEND, OR 97702-2279 |
| Document Number | 894 |
|---|---|
| Date | Jan 10, 2019 |
| Instrument | 894 |
| Name | PRIMELENDING |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 09, 2049 |
Source: Deschutes County records · Assessment roll updated September 30, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Deschutes County |
| Municipality | Bend City |
| Unified School District | Bend-La Pine Administrative School District 1 (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,538.00 (+3.94%) | $386,950 (+3%) | $819,980 (-) Land $302,490 Building $517,490 |
| 2024 | $6,290.00 (+7.87%) | $375,680 (+3%) | $819,980 (+7.41%) Land $302,490 Building $517,490 |
| 2023 | $5,831.00 | $364,740 | $763,380 Land $245,890 Building $517,490 |
61197 Ridgewater Loop is in FEMA Zone X (minimal flood hazard (unshaded X)), outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Deschutes County (41017C), updated December 11, 2025
| FEMA Flood Zone | Zone X minimal flood hazard (unshaded X) |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024)
| Wildfire Risk to Homes | Low 7th percentile of exposed land nationally · 2nd in Oregon |
|---|---|
| Wildfire Likelihood | Low — about 1 in 5,556 per year |
| Exposure | Direct burnable vegetation at the parcel |
Lookups use the parcel center point against federal datasets; a lot that straddles a boundary may differ at its edges, and lenders make the official flood determination. Wildfire values come from a national model at roughly 900 ft resolution with fuels as of 2020 and describe conditions, not a forecast.
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