Deschutes County property record for 61185 Ridgewater Loop, Bend, OR 97702 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2002 |
| Square Footage | 2,770 sqft Living Area |
| Lot Size | 8,276 sqft (0.19 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $777,000 (2020) |
| Tax Bill | $7,768.00 (2025) |
| Primary APN | 181215-BB-01300 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,770 sqft Living Area |
| Gross Area | 3,705 sqft Gross Area |
| 1st Floor | 1,616 sqft 1st Floor |
| Attic Area | 624 sqft Attic |
| Attic | 1 Attic |
| Family Room | Family Room |
| Stories | 2 Stories |
| Utility Room | Utility Room |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Bi-Level Style |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Area | 935 sqft Garage |
| Patio Area | 1,100 sqft Patio |
| Account Number | 206882 |
|---|---|
| Street Address | 61185 RIDGEWATER LOOP |
| City | BEND |
| State | OR |
| Zip | 97702-2279 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | RIDGEWATER PHASES 1 AND 2 PUD LOT 21 |
| Legal Range | 12 |
| Legal Township | 18 |
| Legal Section | 15 |
| Legal Subdivision | RIDGEWATER PHASES 1 AND 2 PUD |
| Legal Lot Number | 21 |
| Jurisdiction | DESCHUTES OR |
| Minor Civil Division | BEND |
| Census Blockgroup | 3 |
| Census Block | 3022 |
| Census Tract | 1904 |
Source: Deschutes County records · APN 181215-BB-01300
Assessment roll updated November 5, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 61185 RIDGEWATER LOOP, BEND, OR 97702-2279 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Date | Document |
|---|---|
| Mar 23, 2022 | Deed of Trust, Mortgage · Line of Credit NORTHWEST COMMUNITY CU |
| Dec 31, 2020 | Warranty Deed, Transfer · Conventional Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 31, 2020 · Amount on Record |
| Deed Sale | Dec 31, 2020 · Amount on Record |
| Deed Doc Number | 202071648 |
| Prior Transfer Date | Sep 21, 2005 |
| Prior Transfer Doc | 0000065012 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 61185 RIDGEWATER LOOP, BEND, OR 97702-2279 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 61185 RIDGEWATER LOOP, BEND, OR 97702-2279 |
| Document Number | 0000012039 |
|---|---|
| Date | Mar 23, 2022 |
| Instrument | 2022-12039 |
| Name | NORTHWEST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | EUGENE, OR 97440 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 22, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Dec 31, 2020 |
| Property Address | 61185 RIDGEWATER LOOP, BEND, OR 97702-2279 |
| Document Number | 0000071648 |
| Map Reference | CAB F PG 174 |
| Instrument Date | Dec 14, 2020 |
| Instrument | 2020-71648 |
| Transaction Type | Transfer |
| Record Updated | Jun 02, 2021 |
| Title Company | AMERITITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 61185 RIDGEWATER LOOP, BEND, OR 97702-2279 |
| Document Number | 0000071649 |
|---|---|
| Date | Dec 31, 2020 |
| Instrument | 2020-71649 |
| Name | EVERGREEN MONEYSOURCE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
Source: Deschutes County records · Assessment roll updated November 5, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Deschutes County |
| Municipality | Bend City |
| Unified School District | Bend-La Pine Administrative School District 1 (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,768.00 (+3.93%) | $459,800 (+3%) | $1,000,980 (-) Land $298,990 Building $701,990 |
| 2024 | $7,474.00 (+7.88%) | $446,410 (+3%) | $1,000,980 (+5.99%) Land $298,990 Building $701,990 |
| 2023 | $6,928.00 | $433,410 | $944,380 Land $242,390 Building $701,990 |
61185 Ridgewater Loop is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Deschutes County (41017C), updated December 11, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 7th percentile of exposed land nationally · 2nd in Oregon |
|---|---|
| Wildfire Likelihood | Low — about 1 in 5,556 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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