Deschutes County property record for 61178 Ridgewater Loop, Bend, OR 97702 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 2004 |
| Square Footage | 3,682 sqft Living Area |
| Lot Size | 10,019 sqft (0.23 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,075,000 (2022) |
| Tax Bill | $7,434.00 (2025) |
| Primary APN | 181215-BB-00800 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 3,682 sqft Living Area |
| Gross Area | 4,526 sqft Gross Area |
| 1st Floor | 1,758 sqft 1st Floor |
| Attic Area | 320 sqft Attic |
| Attic | 1 Attic |
| Family Room | Family Room |
| Stories | 2 Stories |
| Utility Room | Utility Room |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Bi-Level Style |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Area | 844 sqft Garage |
| Deck Area | 856 sqft Deck |
| Account Number | 206874 |
|---|---|
| Street Address | 61178 RIDGEWATER LOOP |
| City | BEND |
| State | OR |
| Zip | 97702-2279 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | RIDGEWATER PHASES 1 AND 2 PUD LOT 6 |
| Legal Range | 12 |
| Legal Township | 18 |
| Legal Section | 15 |
| Legal Subdivision | RIDGEWATER PHASES 1 AND 2 PUD |
| Legal Lot Number | 6 |
| Jurisdiction | DESCHUTES OR |
| Minor Civil Division | BEND |
| Census Blockgroup | 3 |
| Census Block | 3023 |
| Census Tract | 1904 |
Source: Deschutes County records · APN 181215-BB-00800
Assessment roll updated November 5, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 61178 RIDGEWATER LOOP, BEND, OR 97702-2279 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Date | Document |
|---|---|
| Jan 24, 2022 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Feb 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Mar 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CAP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 24, 2022 · Amount on Record |
| Deed Sale | Jan 24, 2022 · Amount on Record |
| Prior Sale | Mar 02, 2011 · Amount on Record |
| Deed Doc Number | 20223110 |
| Prior Transfer Date | Oct 06, 2006 |
| Prior Transfer Doc | 0000068775 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Jan 24, 2022 |
| Property Address | 61178 RIDGEWATER LOOP, BEND, OR 97702-2279 |
| Document Number | 0000003110 |
| Instrument Date | Jan 24, 2022 |
| Instrument | 2022-03110 |
| Transaction Type | Transfer |
| Record Updated | Feb 01, 2022 |
| Title Company | FIRST AMERLCAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 61178 RIDGEWATER LOOP, BEND, OR 97702-2279 |
| Document Number | 0000003111 |
|---|---|
| Date | Jan 24, 2022 |
| Instrument | 2022-03111 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 61178 RIDGEWATER LOOP, BEND, OR 97702-2279 |
| Transaction Type | Mortgage |
| Record Updated | Mar 03, 2021 |
| Title Company | WESTERN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000008915 |
|---|---|
| Date | Feb 10, 2021 |
| Instrument | 2021-08915 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 61178 RIDGEWATER LOOP, BEND, OR 97702-2279 |
| Document Number | 0000009431 |
| Instrument Date | Mar 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 09, 2019 |
| Title Company | AMERITITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 61178 RIDGEWATER LOOP BEND OR 977022279, BEND, OR 97702-2279 |
| Document Number | 0000009431 |
|---|---|
| Date | Mar 27, 2019 |
| Instrument | 9431 |
| Name | MORTGAGE CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | 1800 E GARRY AVE # 112, SANTA ANA, CA 92705-5803 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 26, 2049 |
Source: Deschutes County records · Assessment roll updated November 5, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Deschutes County |
| Municipality | Bend City |
| Unified School District | Bend-La Pine Administrative School District 1 (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,434.00 (+3.93%) | $440,020 (+3%) | $1,021,790 (-) Land $284,790 Building $737,000 |
| 2024 | $7,153.00 (+7.89%) | $427,210 (+3%) | $1,021,790 (+5.4%) Land $284,790 Building $737,000 |
| 2023 | $6,630.00 | $414,770 | $969,430 Land $232,430 Building $737,000 |
61178 Ridgewater Loop is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Deschutes County (41017C), updated December 11, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 7th percentile of exposed land nationally · 2nd in Oregon |
|---|---|
| Wildfire Likelihood | Low — about 1 in 5,556 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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