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61165 Ridgewater Loop, Bend, OR 97702 Property Records

Deschutes County property record for 61165 Ridgewater Loop, Bend, OR 97702 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2002
Square Footage2,757 sqft Living Area
Lot Size8,712 sqft (0.2 acres)
OccupancyOwner Occupied
Last Sale$975,000 (2023)
Tax Bill$8,315.00 (2025)

Property Details

APN / Parcel Number

Primary APN181215-BB-01800
Alternative APNs
  • R1088181215BB01800
  • 206887

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,757 sqft Living Area
Gross Area3,561 sqft Gross Area
1st Floor1,392 sqft 1st Floor
Family RoomFamily Room
Stories2 Stories
Utility RoomUtility Room
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleBi-Level Style
Lot Area8,712 sqft (0.2 acres)
Garage Area804 sqft Garage
Deck Area196 sqft Deck

Utilities and HVAC

SewageSewage Connected

Location & Zoning

Account Number206887
Street Address61165 RIDGEWATER LOOP
CityBEND
StateOR
Zip97702-2279
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionRIDGEWATER PHASES 1 AND 2 PUD LOT 26
Legal Range12
Legal Township18
Legal Section15
Legal SubdivisionRIDGEWATER PHASES 1 AND 2 PUD
Legal Lot Number26
JurisdictionDESCHUTES OR
Minor Civil DivisionBEND
Census Blockgroup3
Census Block3022
Census Tract1904

Owner

Source: Deschutes County records · APN 181215-BB-01800

Assessment roll updated November 5, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address61165 RIDGEWATER LOOP, BEND, OR 97702-2279
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingTenant By Entirety

Deeds, Mortgages & Sale History

DateDocument
Aug 15, 2022Deed of Trust, Mortgage · Conventional Mortgage
WASHINGTON TRUST BANK
Aug 31, 2023Warranty Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC
Mar 19, 2020Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Feb 28, 2018Quit Claim Deed, Foreclosure
FIRST AMERICAN TITLE
Feb 28, 2018Special Warranty Deed, Transfer · Conventional Mortgage
EVERGREEN MONEYSOURCE MORTGAGE CO
Nov 16, 2017Trustee's Deed, Foreclosure
ATTORNEY ONLY
Oct 25, 2017Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 31, 2023 · Amount on Record
Deed SaleAug 31, 2023 · Amount on Record
Prior SaleMar 19, 2020 · Amount on Record
Deed Doc Number202321788
Prior Transfer DateApr 12, 2007
Prior Transfer Doc0000022126
Record RefreshedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Property Address61165 RIDGEWATER LOOP, BEND, OR 97702-2279
Transaction TypeMortgage
Record UpdatedJun 09, 2026
Title CompanyWESTERN TITLE & ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
Address61165 RIDGEWATER LOOP, BEND, OR 97702-2279

Mortgage

Document Number0000031128
DateAug 15, 2022
Instrument2022-31128
Lender
NameWASHINGTON TRUST BANK
TypeBank
AddressSPOKANE, WA 99201
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2052
Interest
Rate TypeAdjustable Rate
Rate4.87%
Type Change DateSep 01, 2029
Change FrequencyAnnually
Min Rate At Change3.75%
Max Rate At Change9.87%
Index1-Year CMT
Max Rate9.87%

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESCHUTES OR
Recording DateAug 31, 2023
Property Address61165 RIDGEWATER LOOP, BEND, OR 97702-2279
Document Number0000021788
Instrument DateAug 24, 2023
Instrument2023-21788
Transaction TypeTransfer
Record UpdatedSep 11, 2023
Title CompanyFIRST AMERICAN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address61165 RIDGEWATER LOOP, BEND, OR 97702-2279

Mortgage

Document Number0000021789
DateAug 31, 2023
Instrument2023-21789
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2053

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESCHUTES OR
Recording DateMar 19, 2020
Property Address61165 RIDGEWATER LOOP, BEND, OR 97702-2279
Document Number0000012471
Map ReferenceCAB F PG 174
Instrument DateMar 16, 2020
Instrument2020-12471
Transaction TypeTransfer
Record UpdatedNov 12, 2021
Title CompanyAMERITITL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address61165 RIDGEWATER LOOP, BEND, OR 97702-2279

Mortgage

Document Number0000012472
DateMar 19, 2020
Instrument2020-12472
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 01, 2035

February 2018: Quit Claim Deed, Foreclosure

Document TypeQuit Claim Deed
JurisdictionDESCHUTES OR
Recording DateFeb 28, 2018
Property Address61165 RIDGEWATER LOOP, BEND, OR 97702-2279
Document Number0000007950
Instrument DateFeb 27, 2018
Instrument7950
Transaction TypeForeclosure
Record UpdatedMar 08, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust
Address1600 S DOUGLASS RD #130A ANAHEIM CA 928065951, 130A, ANAHEIM, CA 92806-5951

February 2018: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionDESCHUTES OR
Recording DateFeb 28, 2018
Property Address61165 RIDGEWATER LOOP, BEND, OR 97702-2279
Document Number0000007952
Instrument DateFeb 14, 2018
Instrument2018-07952
Transaction TypeTransfer
Record UpdatedNov 12, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address61165 RIDGEWATER LOOP, BEND, OR 97702-2279

Mortgage

Document Number0000007953
DateFeb 28, 2018
Instrument2018-07953
Lender
NameEVERGREEN MONEYSOURCE MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2048

November 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionDESCHUTES OR
Recording DateNov 16, 2017
Property Address61165 RIDGEWATER LOOP, BEND, OR 97702-2279
Document Number0000046122
Instrument DateNov 07, 2017
Instrument46122
Transaction TypeForeclosure
Record UpdatedNov 21, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$485.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust
Address61165 RIDGEWATER LOOP BEND OR 977022279, BEND, OR 97702-2279

October 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionDESCHUTES OR
Recording DateOct 25, 2017
Property Address61165 RIDGEWATER LOOP, BEND, OR 97702-2279
Document Number0000042819
Instrument DateApr 20, 2017
Instrument42819
Transaction TypeForeclosure
Record UpdatedOct 31, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$485.00
Amount AccuracyConfirmed
Additional
  • Notice of Trustee Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust
Address61165 RIDGEWATER LOOP BEND OR 977022279, BEND, OR 97702-2279

Tax Assessment & Valuation

Source: Deschutes County records · Assessment roll updated November 5, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
MunicipalityBend City
Unified School DistrictBend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$8,315.00 (+3.95%)$492,120 (+3%)$963,790 (-) Land $302,490 Building $661,300
2024$7,999.00 (+7.88%)$477,790 (+3%)$963,790 (+6.24%) Land $302,490 Building $661,300
2023$7,415.00 (+3.97%)$463,880 (+6.09%)$907,190 (+28.67%) Land $245,890 Building $661,300
2022$7,132.00$437,260$705,060 Land $196,370 Building $508,690

Flood & Wildfire

61165 Ridgewater Loop is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Deschutes County (41017C), updated December 11, 2025

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
7th percentile of exposed land nationally · 2nd in Oregon
Wildfire LikelihoodLow — about 1 in 5,556 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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