6115 Pine Ridge Ter, Frederick, MD 21701 Property Records

Frederick County property record for 6115 Pine Ridge Ter, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,968 sqft · built 1997
Lot Size	0.061 acres (2,640 sqft)
Owner	Individual on Record
Last Sale	$335,000 (Dec 2022)
Tax Bill	$4,270 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Oct 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`09-293019`

Property Details

APN / Parcel Number

Primary APN	`09-293019`
Alternative APNs	`9293019` `293019`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,968 sqft Living Area
1st Floor Area	764 sqft
Basement Area	500 sqft
Finished Basement	500 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,640 sqft (0.061 acres)
Deck Area	64 sqft
Patio Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	293019
Street Address	6115 PINE RIDGE TER
City	FREDERICK
State	MD
Zip	21701-7633
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	LOT 880 PLAT 63 SEC. E2-2640 SQ. FT. SPRING RIDGE PUD
Legal Subdivision	SPRING RIDGE PUD
Legal Lot Number	880
Jurisdiction	FREDERICK MD
Township / Civil Division	9, NEW MARKET
Census Block Group	2
Census Block	2008
Census Tract	751902

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County assessment roll, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	6115 PINE RIDGE TER, FREDERICK, MD 21701-7633
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2022	Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE
Oct 28, 2020	Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2022 · Amount on Record
Deed Sale	Dec 8, 2022 · Amount on Record
Prior Sale	Feb 12, 2016 · Amount on Record
Deed Book / Page	16254 / 408
Record Updated	Sep 20, 2026

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Dec 8, 2022
Property Address	6115 PINE RIDGE TER, FREDERICK, MD 21701-7633
Document Number	0162540408
Book / Page	16254 / 408
Map Reference	MB 55 PL 177
Instrument Date	Dec 2, 2022
Transaction Type	Transfer
Record Updated	Dec 20, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,675.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	6115 PINE RIDGE TER, FREDERICK, MD 21701-7633

Mortgage

Document Number	0016254414
Date	Dec 8, 2022
Instrument	16254/414

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FREDERICK MD
Property Address	6115 PINE RIDGE TER, FREDERICK, MD 21701-7633
Document Number	0144300119
Instrument Date	Oct 28, 2020
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6115 PINE RIDGE TER FREDERICK MD 217017633, FREDERICK, MD 21701-7633

Mortgage

Document Number	0144300119
Date	Jan 7, 2021
Book Page	014430/000119

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 6, 2051

Interest

Rate Type	Fixed Rate
Rate	3.12%

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$371,700 (+6.5%)	$394,400 (-) Land $125,000 Building $269,400
2025	$4,270.00 (+6.01%) Homeowner's exemption	$349,000 (+12.63%)	$394,400 (+20.87%) Land $125,000 Building $269,400
2024	$4,028.00 (+8.31%)
2023	$3,719.00	$309,867	$326,300 Land $115,000 Building $211,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

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