6106 Pine Ridge Ter, Frederick, MD 21701 Property Records

Frederick County property record for 6106 Pine Ridge Ter, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	3.5 ba · 1,882 sqft · built 1997
Lot Size	0.037 acres (1,600 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Jul 2018)
Tax Bill	$4,184 (2025)
Deeds & Mortgages	Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-292896`

Property Details

APN / Parcel Number

Primary APN	`09-292896`
Alternative APNs	`9292896` `292896`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,882 sqft Living Area
1st Floor Area	692 sqft
Basement Area	550 sqft
Finished Basement	550 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,600 sqft (0.037 acres)
Deck Area	236 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	292896
Street Address	6106 PINE RIDGE TER
City	FREDERICK
State	MD
Zip	21701-7633
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	LOT 891 PLAT 63 SEC. E2-1600 SQ. FT. SPRING RIDGE PUD
Legal Subdivision	SPRING RIDGE PUD
Legal Lot Number	891
Jurisdiction	FREDERICK MD
Township / Civil Division	9, NEW MARKET
Census Block Group	2
Census Block	2008
Census Tract	751902

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	6106 PINE RIDGE TER, FREDERICK, MD 21701-7633
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2018 · Amount on File
Deed Sale	Jul 24, 2018 · Amount on File
Prior Sale	Jul 15, 1999
Deed Book / Page	12532 / 164
Transfer Doc	0026180222
Record Updated	Oct 29, 2026

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Jul 24, 2018
Property Address	6106 PINE RIDGE TER, FREDERICK, MD 21701-7633
Document Number	0125320164
Book / Page	012532 / 000164
Instrument Date	Jul 9, 2018
Transaction Type	Transfer
Record Updated	Aug 3, 2018
Title Company	MARYLAND TITLE CENTER LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$265.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6106 PINE RIDGE TER FREDERICK MD 217017633, FREDERICK, MD 21701-7633

Mortgage

Document Number	125320171
Date	Jul 24, 2018
Book Page	012532/000171

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 23, 2048

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$360,067 (+7.41%)	$384,900 (-) Land $120,000 Building $264,900
2025	$4,184.00 (+8.79%)	$335,233 (+14.05%)	$384,900 (+24%) Land $120,000 Building $264,900
2024	$3,846.00 (+8.89%)
2023	$3,532.00	$293,933	$310,400 Land $110,000 Building $200,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

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