6113 Pine Ridge Ter, Frederick, MD 21701 Property Records

Frederick County property record for 6113 Pine Ridge Ter, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	3 ba · 1,840 sqft · built 1997
Lot Size	0.037 acres (1,600 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Sep 2020)
Tax Bill	$3,990 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Jan 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-293000`

Property Details

APN / Parcel Number

Primary APN	`09-293000`
Alternative APNs	`9293000` `293000`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,840 sqft Living Area
1st Floor Area	700 sqft
Basement Area	500 sqft
Finished Basement	500 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Townhouse
Exterior Material	Siding Sheathing
Roof Material	Composition Shingle
Lot Area	1,600 sqft (0.037 acres)
Deck Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	293000
Street Address	6113 PINE RIDGE TER
City	FREDERICK
State	MD
Zip	21701-7633
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	LOT 881 PLAT 63 SEC. E2-1600 SQ. FT. SPRING RIDGE PUD
Legal Subdivision	SPRING RIDGE PUD
Legal Lot Number	881
Jurisdiction	FREDERICK MD
Township / Civil Division	9, NEW MARKET
Census Block Group	2
Census Block	2008
Census Tract	751902

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

6113 Pine Ridge Ter, a townhouse, is owned and occupied by an individual who acquired it in January 2022.

Source: Frederick County records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	6113 PINE RIDGE TER, FREDERICK, MD 21701-7633
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Deed of Trust, Mortgage · Line of Credit LEAD BANK
Jan 28, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Sep 8, 2020	Deed, Transfer · Conventional Mortgage HOMESPIRE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2020 · Amount on File
Deed Sale	Sep 8, 2020 · Amount on File
Prior Sale	Feb 19, 2016 · Amount on File
Deed Book / Page	14047 / 286
Last Transfer Date	Jan 14, 2022
Transfer Doc	0156900248
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Recording Date	Sep 28, 2026
Property Address	6113 PINE RIDGE TER, FREDERICK, MD 21701-7633
Document Number	1806000148
Book / Page	18064 / 148
Instrument Date	Sep 21, 2026
Transaction Type	Mortgage
Record Updated	Oct 9, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167

Mortgage

Document Number	1806000148,
Date	Sep 28, 2026
Book Page	18064/148

Lender

Name	LEAD BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 21, 2046

Interest

Max Rate	-1%

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Jan 28, 2022
Property Address	6113 PINE RIDGE TER, FREDERICK, MD 21701-7633
Document Number	0156900248
Book / Page	15690 / 248
Map Reference	MB 55 PG 177
Instrument Date	Jan 14, 2022
Transaction Type	Transfer
Record Updated	Feb 9, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	6113 PINE RIDGE TER, FREDERICK, MD 21701-7633

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Sep 8, 2020
Property Address	6113 PINE RIDGE TER, FREDERICK, MD 21701-7633
Document Number	0140470286
Book / Page	14047 / 286
Map Reference	MB 55 PG 177
Instrument Date	Aug 26, 2020
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	CLA TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$662.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6113 PINE RIDGE TER, FREDERICK, MD 21701-7633

Mortgage

Document Number	14047293
Date	Sep 8, 2020
Instrument	14047/293

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 6113 Pine Ridge Ter was $3,990 with a homeowner's exemption, up 6.1% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$353,733 (+7.37%)	$378,000 (-) Land $120,000 Building $258,000
2025	$3,990.00 (+6.09%) Homeowner's exemption	$329,467	$378,000 Land $120,000 Building $258,000
2024	$3,761.00 (+8.35%)
2023	$3,471.00	$288,733	$305,200 Land $110,000 Building $195,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6113 Pine Ridge Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6113 Pine Ridge Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

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