6107 Pine Ridge Ter, Frederick, MD 21701 Property Records

Frederick County property record for 6107 Pine Ridge Ter, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,882 sqft · built 1997
Lot Size	0.037 acres (1,600 sqft)
Owner	Individual Name on Record
Last Sale	$389,000 (Jun 2026)
Tax Bill	$4,041 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-292977`

Property Details

APN / Parcel Number

Primary APN	`09-292977`
Alternative APNs	`9292977` `292977`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,882 sqft Living Area
1st Floor Area	692 sqft
Basement Area	550 sqft
Finished Basement	550 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,600 sqft (0.037 acres)
Deck Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	292977
Street Address	6107 PINE RIDGE TER
City	FREDERICK
State	MD
Zip	21701-7633
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	LOT 884 PLAT 63 SEC. E2-1600 SQ. FT. SPRING RIDGE PUD
Legal Subdivision	SPRING RDG SEC E-2 63
Legal Lot Number	884
Jurisdiction	FREDERICK MD
Township / Civil Division	9, NEW MARKET
Census Block Group	2
Census Block	2008
Census Tract	751902

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of September 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6107 PINE RIDGE TER, FREDERICK, MD 21701-7633
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 29, 2026	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 23, 2021	Deed, Transfer · FHA Mortgage TOWNEBANK MORTGAGE
Mar 23, 2018	Grant Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2026 · Amount on Record
Deed Sale	Jun 29, 2026 · Amount on Record
Prior Sale	Nov 12, 2024 · Amount on Record
Deed Book / Page	17937 / 302
Prior Transfer Date	Jan 9, 2012
Prior Transfer Doc	0087070075
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 29, 2026
Property Address	6107 PINE RIDGE TER, FREDERICK, MD 21701-7633
Document Number	1793000302
Book / Page	17937 / 302
Instrument Date	Jun 8, 2026
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$392,890.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner

Mortgage

Document Number	1793000312,
Date	Jun 29, 2026
Book Page	17937/312

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 29, 2026
Property Address	6107 PINE RIDGE TER, FREDERICK, MD 21701-7633
Document Number	1793000302
Book / Page	17937 / 302
Instrument Date	Jun 8, 2026
Transaction Type	Transfer
Record Updated	Sep 2, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$392,890.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner

Mortgage

Document Number	1793000312,
Date	Jun 29, 2026
Book Page	17937/312

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 23, 2021
Property Address	6107 PINE RIDGE TER, FREDERICK, MD 21701-7633
Document Number	0150150447
Book / Page	15015 / 447
Map Reference	MB 55 PG 177
Instrument Date	May 28, 2021
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	CLEAR TITLE, CLEAR TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$775.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6107 PINE RIDGE TER, FREDERICK, MD 21701-7633

Mortgage

Document Number	15015453
Date	Jun 23, 2021
Instrument	15015/453

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Mar 23, 2018
Property Address	6107 PINE RIDGE TER, FREDERICK, MD 21701-7633
Document Number	0123270418
Book / Page	012327 / 000418
Instrument Date	Mar 16, 2018
Transaction Type	Transfer
Record Updated	Apr 4, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$254.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	12949 DETOUR RD KEYMAR MD 217578802, KEYMAR, MD 21757-8802

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$347,200 (+7.33%)	$370,900 (-) Land $120,000 Building $250,900
2025	$4,041.00 (+8.69%)	$323,500 (+14.18%)	$370,900 (+23.72%) Land $120,000 Building $250,900
2024	$3,718.00 (+9.1%)
2023	$3,408.00	$283,333	$299,800 Land $110,000 Building $189,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

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