584 Ridgestone Dr, Cincinnati, OH 45255 Property Records

Hamilton County property record for 584 Ridgestone Dr, Cincinnati, OH 45255

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 5,710 sqft · built 1994
Lot Size	1.06 acres (46,174 sqft)
Owner	2 Individual Names on Record
Last Sale	$570,000 (Mar 2018)
Tax Bill	$13,157 (2025)
Deeds & Mortgages	Aug 2020 Line of Credit Jun 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`500-0114-0057-00`

Property Details

APN / Parcel Number

Primary APN	`500-0114-0057-00`
Alternative APN	`0084457`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	5,710 sqft Living Area
Gross Area	7,856 sqft
1st Floor Area	2,963 sqft
2nd Floor Area	1,147 sqft
Basement Area	2,963 sqft
Finished Basement	1,600 sqft
Unfinished Basement	1,363 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Lot Area	46,174 sqft (1.06 acres)
Garage Type	Attached
Garage Area	783 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Frame Porch
Porch Area	101 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	584 RIDGESTONE DR
City	CINCINNATI
State	OH
Zip	45255-5658
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGESTONE LN 1.060 AC LOT 5 STONEBRIDGE OF COLDSTREAM SUB
Legal Subdivision	STONEBRIDGE OF COLDSTREAM SUB
Legal Lot Number	5
Jurisdiction	HAMILTON OH
Township / Civil Division	ANDERSON
Census Block Group	1
Census Block	1002
Census Tract	27500

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	584 RIDGESTONE DR, CINCINNATI, OH 45255-5658
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2020	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Jun 15, 2022	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2018 · Amount on Record
Deed Sale	Mar 14, 2018 · Amount on Record
Prior Sale	May 11, 1998 · Amount on Record
Deed Document Number	201821344
Prior Transfer Date	Jun 29, 2007
Prior Transfer Doc	0000000611
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	584 RIDGESTONE DR, CINCINNATI, OH 45255-5658
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000078892
Date	Aug 10, 2020
Book Page	14228/2194
Instrument	2020-0078892

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	324 Months
Due	Aug 1, 2047

June 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 15, 2022
Property Address	584 RIDGESTONE DR, CINCINNATI, OH 45255-5658
Document Number	0000059469
Book / Page	14689 / 1812
Map Reference	MB 304 PG 18
Instrument Date	Jun 14, 2022
Instrument	2022-0059469
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	584 RIDGESTONE DR, CINCINNATI, OH 45255-5658

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Anderson Township
Unified School District	Forest Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,157.00 (+2.85%)	$208,061 (-) Land $41,097 Building $166,964	$594,460 (-) Land $117,420 Building $477,040
2024	$12,792.00 (+5.08%)	$208,061 (-) Land $41,097 Building $166,964
2023	$12,174.00 (-6.25%)	$208,061 (+4.29%) Land $41,097 Building $166,964	$594,460 (+4.29%) Land $117,420 Building $477,040
2022	$12,985.00 Homeowner's exemption	$199,500 Land $43,260 Building $156,240
2020			$570,000 Land $123,600 Building $446,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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