Osceola County property record for 611 Jersey Ave, Saint Cloud, FL 34769 · Last verified July 2026
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 2 ba · 1,431 sqft · built 1973 |
| Lot Size | 0.129 acres (5,619 sqft) |
| Owner | Company Name on File |
| Last Sale | $320,000 (Apr 2026) |
| Tax Bill | $4,188 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Jul 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-26-30-0001-0039-0160 |
| Primary APN | 01-26-30-0001-0039-0160 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 1,431 sqft Living Area |
| Gross Area | 2,191 sqft |
| 1st Floor Area | 1,431 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Custom Design |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,619 sqft (0.129 acres) |
| Lot Dimensions | 150 ft deep x 37.5 ft wide |
| Garage Type | Attached |
| Garage Area | 397 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Screened/Unfinished Porch |
| Porch Area | 363 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 611 JERSEY AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-2740 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | ST CLOUD PB B PG 34 BLK 39 LOTS 16 & S 1/2 LOT 17 2/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD 2ND PLAT TOWN OF |
| Legal Tract | 1 |
| Legal Block | 39 |
| Legal Lot Number | 16 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 43400 |
Source: Osceola County records · APN 01-26-30-0001-0039-0160
Assessment roll updated November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3719 BLUETHREAD WAY, KISSIMMEE, FL 34759-5803 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Apr 27, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNITY TITLE, UNIK TITLE |
| Jul 03, 2025 | Quit Claim Deed, Transfer · Conventional Mortgage AMERICAN HERITAGE LENDING LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 27, 2026 · Amount on Record |
| Deed Sale | Apr 27, 2026 · Amount on Record |
| Prior Sale | Feb 26, 2025 · Amount on Record |
| Deed Document Number | 202655478 |
| Deed Book / Page | 6961 / 2697 |
| Prior Transfer Date | Jun 06, 2025 |
| Prior Transfer Doc | 0068132309 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 27, 2026 |
| Property Address | 611 JERSEY AVE, SAINT CLOUD, FL 34769-2740 |
| Document Number | 0000055478 |
| Book / Page | 6961 / 2697 |
| Instrument Date | Apr 23, 2026 |
| Instrument | 2026.55478 |
| Transaction Type | Transfer |
| Record Updated | May 07, 2026 |
| Title Company | UNITY TITLE, UNIK TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $226,240.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 3719 BLUETHREAD WAY, KISSIMMEE, FL 34759-5803 |
| Document Number | 0000055479, |
|---|---|
| Date | Apr 27, 2026 |
| Instrument | 2026..55479 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 03, 2025 |
| Property Address | 611 JERSEY AVE, SAINT CLOUD, FL 34769-2740 |
| Document Number | 0068132307 |
| Book / Page | 6813 / 2307 |
| Map Reference | MB B PG 33 |
| Instrument Date | Jun 06, 2025 |
| Instrument | 2025083187 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | OMNIA TITLE CORP |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2621 LOOKOUT LN, KISSIMMEE, FL 34746-2883 |
| Name | Verified Name |
|---|---|
| Address | 2621 LOOKOUT LN, KISSIMMEE, FL 34746-2883 |
| Document Number | 0068132309 |
|---|---|
| Date | Jul 03, 2025 |
| Book Page | 6813/2309 |
| Instrument | 2025083188 |
| Name | AMERICAN HERITAGE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2055 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,188.00 (+0.29%) | $233,800 (+191.94%) Land $38,500 Building $195,300 | $233,800 (+1.56%) Land $38,500 Building $195,300 |
| 2024 | $4,176.00 (+779.16%) | ||
| 2023 | $475.00 (+9.7%) Homeowner's exemption Senior Citizen's exemption | $80,085 (+3%) | $230,200 (+38.59%) Land $33,000 Building $197,200 |
| 2022 | $433.00 Homeowner's exemption Senior Citizen's exemption | $77,753 | $166,100 Land $28,600 Building $137,500 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970434002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 18 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 18 in force 15 of 18 on primary residences |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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