609 Jersey Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 609 Jersey Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1973
Square Footage1,431 sqft Heated Area
Lot Size5,663 sqft (0.13 acres)
GarageFinished, 397 sqft
OccupancyOwner Occupied
Tax Bill$896.00 (2025)

Property Details

APN / Parcel Number

Primary APN76855
Alternative APN
  • 012630000100390180

Interior

Bedrooms2 Beds
Full Baths2 Baths
Units2 Units
Building Area1,431 sqft Heated Area
Gross Area2,191 sqft Gross Area
1st Floor1,431 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1973
Exterior MaterialStucco Exterior
Construction TypeFrame Construction
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area5,663 sqft (0.13 acres)
Depth X Width150 ft x 37.5 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeFinished Garage
Garage Area397 sqft Garage

Exterior Amenities

Pool Area450 sqft Pool
Deck Area306 sqft Deck
PorchFinished/Screened Porch
Porch Area363 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number76855
Street Address609 JERSEY AVE
CitySAINT CLOUD
StateFL
Zip34769-2740
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Multi-Family Dwellings
Legal DescriptionST CLOUD PB B PG 34 BLK 39 LOT 18 & N 1/2 LOT 17 2/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD MULTI FAMILY LOT
Legal Tract1
Legal Block39
Legal Lot Number2,17-18
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2019
Census Tract43400

Owner

Source: Osceola County records · APN 76855

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address609 JERSEY AVE, SAINT CLOUD, FL 34769-2740
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 03, 2018Deed of Trust, Mortgage · Line of Credit
CENTRAL FL EDUCATORS FCU
Feb 15, 2018Quit Claim Deed, Transfer
Quitclaim Document

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateFeb 15, 2018
Transfer Doc0052861137
Record RefreshedJun 08, 2026

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address609 JERSEY AVE, SAINT CLOUD, FL 34769-2740
Document Number0053302665
Instrument DateMay 03, 2018
Transaction TypeMortgage
Record UpdatedJun 07, 2018
Title CompanyMORTGAGE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address609 JERSEY AVE ST CLOUD FL 347692740, ST CLOUD, FL 34769-2740

Mortgage

Document Number0053302665
DateMay 09, 2018
Book Page005330/002665
Instrument73896
Lender
NameCENTRAL FL EDUCATORS FCU
TypeCredit Union
AddressLAKE MARY, FL 32746
Agreement
TypeLine of Credit
AmountAmount Recorded
Term420 Months
DueMay 08, 2053
Interest
Rate TypeAdjustable Rate

February 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateFeb 15, 2018
Property Address609 JERSEY AVE, SAINT CLOUD, FL 34769-2740
Document Number0052861137
Book / Page005286 / 001137
Instrument DateJan 30, 2018
Instrument26236
Transaction TypeTransfer
Record UpdatedMar 12, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address609 JERSEY AVE ST CLOUD FL 347692740, ST CLOUD, FL 34769-2740

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$896.00 (+9.27%) Homeowner's exemption$92,940 (+5.99%)$197,500 (+2.7%) Land $38,500 Building $159,000
2023$820.00 Homeowner's exemption$87,691$192,300 Land $33,000 Building $159,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Jersey Ave

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