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518 Jersey Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 518 Jersey Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2003
Square Footage1,200 sqft Heated Area
Lot Size7,405 sqft (0.169 acres)
OccupancyOwner Occupied
Last Sale$178,000 (2017)
Tax Bill$2,040.00 (2025)

Property Details

APN / Parcel Number

Primary APN76686
Alternative APN
  • 012630000100210090

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,200 sqft Heated Area
1st Floor1,200 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 2003
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,405 sqft (0.169 acres)
Depth X Width150 ft x 50 ft Depth x Width
FenceFence

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number76686
Street Address518 JERSEY AVE
CitySAINT CLOUD
StateFL
Zip34769-2739
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionST CLOUD PB B PG 33/34 BLK 21 LOTS 9 & 10 2/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD
Legal Tract1
Legal Block21
Legal Lot Number2,9-10 10
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2017
Census Tract43400

Owner

Source: Osceola County records · APN 76686

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address518 JERSEY AVE, SAINT CLOUD, FL 34769-2739
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
PENNYMAC LOAN SERVICES LLC
Aug 30, 2017Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
EQUITY PRIME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 30, 2017 · Amount on Record
Deed SaleAug 30, 2017 · Amount on Record
Prior SaleSep 12, 2003 · Amount on Record
Deed Doc Number2017125974
Deed Book / Page5202 / 2929
Record RefreshedJun 08, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address518 JERSEY AVE, SAINT CLOUD, FL 34769-2739
Transaction TypeMortgage
Record UpdatedMar 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address518 JERSEY AVE, SAINT CLOUD, FL 34769-2739

Mortgage

Document Number0058960383
DateFeb 22, 2021
Book Page5896/383
Instrument2021025467
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 30, 2017
Property Address518 JERSEY AVE, SAINT CLOUD, FL 34769-2739
Document Number0052022929
Book / Page5202 / 2929
Map ReferenceMB B PG33&34
Instrument DateAug 03, 2017
Instrument2017125974
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyFIRST INTL TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,246.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 702344, SAINT CLOUD, FL 34770-2344

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address518 JERSEY AVE, SAINT CLOUD, FL 34769-2739

Mortgage

Document Number0052022931
DateAug 30, 2017
Instrument5202/2931
Lender
NameEQUITY PRIME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,040.00 (+7.03%) Homeowner's exemption$156,884 (+5.99%)$286,400 (+9.77%) Land $46,800 Building $239,600
2023$1,906.00 (+4.15%) Homeowner's exemption$148,023 (+3%)$260,900 (+11.83%) Land $42,500 Building $218,400
2022$1,830.00 Homeowner's exemption$143,712$233,300 Land $35,100 Building $198,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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