Osceola County property record for 623 Jersey Ave, Saint Cloud, FL 34769 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1992 |
| Square Footage | 1,584 sqft Living Area |
| Lot Size | 11,238 sqft (0.258 acres) |
| Garage | Carport, 312 sqft |
| Last Sale | $385,000 (2025) |
| Tax Bill | $5,926.00 (2025) |
| Primary APN | 01-26-30-0001-0039-0130 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,584 sqft Living Area |
| Gross Area | 2,172 sqft Gross Area |
| 1st Floor | 1,584 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Custom Design Style |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 11,238 sqft (0.258 acres) |
| Depth X Width | 150 ft x 75 ft Depth x Width |
| Garage Type | Carport Garage |
| Garage Area | 312 sqft Garage |
| Carport | Carport |
| Carport Area | 312 sqft Carport |
| Shed | 1 Shed |
| Shed Area | 80 sqft Shed |
| Porch Area | 120 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 623 JERSEY AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-2740 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ST CLOUD PB B PG 34 BLK 39 LOTS 13-15 & FRACTIONAL BLK 39, BEG 60 FT E OF SW COR LOT 13, E 90 FT, N 75 FT, W 90 FT, S 75 FT TO POB 2/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD 2ND PLAT TOWN OF |
| Legal Tract | 1 |
| Legal Block | 39 |
| Legal Lot Number | 13 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2019 |
| Census Tract | 43400 |
Source: Osceola County records · APN 01-26-30-0001-0039-0130
Assessment roll updated November 26, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 622 MASSACHUSETTS AVE, SAINT CLOUD, FL 34769-2828 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Married Woman as her Sole and Separate Property |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 13, 2025 · Amount on Record |
| Deed Sale | Mar 13, 2025 · Amount on Record |
| Prior Sale | Dec 12, 2024 · Amount on Record |
| Deed Doc Number | 202531785 |
| Deed Book / Page | 6754 / 493 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 22, 2018 |
| Property Address | 623 JERSEY AVE, SAINT CLOUD, FL 34769-2740 |
| Document Number | 0052730257 |
| Book / Page | 005273 / 000257 |
| Instrument Date | Jan 22, 2018 |
| Instrument | 11505 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,274.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 623 JERSEY AVE ST CLOUD FL 347692740, ST CLOUD, FL 34769-2740 |
| Document Number | 52730258 |
|---|---|
| Date | Jan 22, 2018 |
| Book Page | 005273/000258 |
| Instrument | 11506 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 21, 2048 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,926.00 (+161.86%) | $330,900 (+97.17%) Land $55,000 Building $275,900 | $330,900 (+27.02%) Land $55,000 Building $275,900 |
| 2023 | $2,263.00 (+3.95%) Homeowner's exemption | $167,824 (+3%) | $260,500 (+16.14%) Land $50,000 Building $210,500 |
| 2022 | $2,177.00 Homeowner's exemption | $162,936 | $224,300 Land $45,000 Building $179,300 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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