Miami County property record for 600 Rosecrest Dr, Troy, OH 45373
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 2,662 sqft · built 2009 |
| Lot Size | 1.1 acres (48,308 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $600,000 (Sep 2019) |
| Tax Bill | $7,298 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Jul 2025 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | D08-105838 |
| Primary APN | D08-105838 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,662 sqft Living Area |
| 1st Floor Area | 5,324 sqft |
| Basement Area | 2,662 sqft |
| Finished Basement | 963 sqft |
| Unfinished Basement | 1,699 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Lot Area | 48,308 sqft (1.1 acres) |
| Garage Area | 876 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 648 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 200 sqft |
| Patio Area | 140 sqft |
| Bath House | 224 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 600 ROSECREST DR |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-5433 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IN LOT 10179 STONEBRIDGE PHASE #5 |
| Legal Subdivision | STONEBRIDGE PHASE #5 |
| Legal Lot Number | 10179 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | CONCORD |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 365001 |
Source: Miami County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 600 ROSECREST DR, TROY, OH 45373-5433 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Sep 30, 2022 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Jul 24, 2025 | Intrafamily Transfer, Transfer |
| Feb 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Sep 10, 2019 | Survivorship Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 10, 2019 · Amount on Record |
| Deed Sale | Sep 10, 2019 · Amount on Record |
| Prior Sale | Apr 1, 2009 · Amount on Record |
| Deed Document Number | 20192019OR-10497 |
| Last Transfer Date | Jul 23, 2025 |
| Transfer Doc | 0000008160 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 600 ROSECREST DR, TROY, OH 45373-5433 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 600 ROSECREST DR, TROY, OH 45373-5433 |
| Document Number | 0000014354 |
|---|---|
| Date | Sep 30, 2022 |
| Instrument | 2022OR-14354 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 25, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Jul 24, 2025 |
| Property Address | 600 ROSECREST DR, TROY, OH 45373-5433 |
| Document Number | 0000008160 |
| Map Reference | VOL 22 PG 11 |
| Instrument Date | Jul 23, 2025 |
| Instrument | 2025OR-08160 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 600 ROSECREST DR, TROY, OH 45373-5433 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 600 ROSECREST DR, TROY, OH 45373-5433 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000002421 |
|---|---|
| Date | Feb 10, 2021 |
| Instrument | 2021OR-02421 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Sep 10, 2019 |
| Property Address | 600 ROSECREST DR, TROY, OH 45373-5433 |
| Document Number | 0000010497 |
| Map Reference | VOL 22 PG 11 |
| Instrument Date | Sep 6, 2019 |
| Instrument | 2019OR-10497 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 600 ROSECREST DR, TROY, OH 45373-5433 |
| Document Number | 0000010498 |
|---|---|
| Date | Sep 10, 2019 |
| Instrument | 2019OR-10498 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,298.00 (-9.06%) Homeowner's exemption | $219,980 (+3.44%) Land $26,460 Building $193,520 | $628,500 (+3.44%) Land $75,600 Building $552,900 |
| 2024 | $8,025.00 (+2.22%) Homeowner's exemption | $212,660 (-) Land $26,460 Building $186,200 | |
| 2023 | $7,851.00 (+17.44%) Homeowner's exemption | $212,660 (-) Land $26,460 Building $186,200 | $607,600 (-) Land $75,600 Building $532,000 |
| 2022 | $6,685.00 Homeowner's exemption | $212,660 Land $26,460 Building $186,200 | $607,600 Land $75,600 Building $532,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 2 (2004–2008) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2008 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY CITY PWS serves 26,305 people · EPA ID OH5501612 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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