610 Ridge Rd, Philo, IL 61864 Property Records

Champaign County property record for 610 Ridge Rd, Philo, IL 61864

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,700 sqft · built 1995
Lot Size	0.298 acres (12,978 sqft)
Owner	2 Companies on Record
Last Sale	$173,500 (Mar 2017)
Tax Bill	$3,616 (2024)
Deeds & Mortgages	Feb 2026 Transfer Jan 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-27-23-453-009`

Property Details

APN / Parcel Number

Primary APN	`19-27-23-453-009`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,700 sqft Building Perimeter
1st Floor Area	1,700 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Stucco
Roof Material	Other
Lot Area	12,978 sqft (0.298 acres)
Garage Type	Attached
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	610 RIDGE RD
City	PHILO
State	IL
Zip	61864-9662
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 62 SHIPLEY ESTATES UNIT 4
Legal Range	09E
Legal Township	18N
Legal Section	23
Legal Subdivision	SHIPLEY ESTATES UNIT 4
Legal Lot Number	62
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	PHILO
Census Block Group	2
Census Block	2040
Census Tract	10901

Owner

Source: Champaign County assessment roll, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Companies on Record
Mailing Address	610 RIDGE RD, PHILO, IL 61864-9662
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jan 23, 2026	Intrafamily Transfer, Transfer
Mar 16, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2017 · Amount on Record
Deed Sale	Mar 16, 2017 · Amount on Record
Prior Sale	Sep 8, 2003 · Amount on Record
Deed Document Number	20174517
Last Transfer Date	Feb 24, 2026
Transfer Doc	0000002823
Record Updated	Jun 8, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHAMPAIGN IL
Recording Date	Feb 27, 2026
Property Address	610 RIDGE RD, PHILO, IL 61864-9662
Document Number	0000002823
Instrument Date	Feb 24, 2026
Instrument	2026R02823
Transaction Type	Transfer
Record Updated	Mar 17, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	610 RIDGE RD, PHILO, IL 61864-9662

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHAMPAIGN IL
Recording Date	Jan 23, 2026
Property Address	610 RIDGE RD, PHILO, IL 61864-9662
Document Number	0000001154
Map Reference	MB BB PG 217
Instrument Date	Dec 11, 2025
Instrument	2026R01154
Transaction Type	Transfer
Record Updated	Feb 4, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 RIDGE RD, PHILO, IL 61864-9662

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Mar 16, 2017
Property Address	610 RIDGE RD, PHILO, IL 61864-9662
Document Number	0000004517
Instrument Date	Mar 15, 2017
Instrument	4517
Transaction Type	Transfer
Record Updated	Apr 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$174.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	610 RIDGE RD PHILO IL 618649662, PHILO, IL 61864-9662

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Philo Township
Municipality	Philo Village
Unified School District	Tolono Community Unit School District 7 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$77,690 (+8.79%) Land $15,010 Building $62,680	$233,070 (+8.79%) Land $45,030 Building $188,040
2024	$3,616.00 (+10.99%) Homeowner's exemption Senior Citizen's exemption	$71,410 (+14.92%) Land $13,800 Building $57,610	$214,230 (+14.92%) Land $41,400 Building $172,830
2022	$3,258.00 Homeowner's exemption Senior Citizen's exemption	$62,140 Land $12,010 Building $50,130	$186,420 Land $36,030 Building $150,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA ILLINOIS-PHILO private · serves 1,378 people · EPA ID IL0190600
Water Source	Purchased groundwater from IL AMERICAN-CHAMPAIGN
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
MF Wireless Fixed Wireless	100 / 20

May also be available: Nextlink.

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