609 Ridge Rd, Philo, IL 61864 Property Records

Champaign County property record for 609 Ridge Rd, Philo, IL 61864 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Lot Size	13,959 sqft (0.32 acres)
Occupancy	Owner Occupied
Last Sale	$180,000 (2016)
Tax Bill	$4,304.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`19-27-23-452-023`

Exterior

Lot Area	13,959 sqft (0.32 acres)

Location & Zoning

Street Address	609 RIDGE RD
City	PHILO
State	IL
Zip	61864-9639
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 59 SHIPLEY ESTATES UNIT 4
Legal Range	09E
Legal Township	18N
Legal Section	23
Legal Subdivision	SHIPLEY ESTATES UNIT 4
Legal Lot Number	59
Jurisdiction	CHAMPAIGN IL
Minor Civil Division	PHILO
Census Blockgroup	2
Census Block	2040
Census Tract	10901

Owner

Source: Champaign County records · APN 19-27-23-452-023

Assessment roll updated April 29, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	609 RIDGE RD, PHILO, IL 61864-9639
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 08, 2016 · Amount on Record
Deed Sale	Jun 08, 2016 · Amount on Record
Prior Sale	Apr 03, 2008 · Amount on Record
Deed Doc Number	201610258
Record Refreshed	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	609 RIDGE RD, PHILO, IL 61864-9639
Transaction Type	Mortgage
Record Updated	Feb 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001816
Date	Feb 14, 2023
Instrument	2023R01816

Lender

Name	UNIVERSITY OF ILLINOIS COMMUNITY CU
Type	Credit Union
Address	CHAMPAIGN, IL 61820

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 13, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Philo Township
Municipality	Philo Village
Unified School District	Tolono Community Unit School District 7 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$84,790 (+8.79%) Land $15,010 Building $69,780	$254,370 (+8.79%) Land $45,030 Building $209,340
2024	$4,304.00 (+5.03%)	$77,940 (+14.92%) Land $13,800 Building $64,140	$233,820 (+14.92%) Land $41,400 Building $192,420
2023	$4,098.00 (+4.09%)
2022	$3,937.00 Homeowner's exemption	$67,820 Land $12,010 Building $55,810	$203,460 Land $36,030 Building $167,430

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Champaign County (17019C), updated July 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.