Champaign County property record for 608 Ridge Rd, Philo, IL 61864 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 1 Baths |
| Year Built | Built 1995 |
| Square Footage | 1,230 sqft Living Area |
| Lot Size | 12,420 sqft (0.285 acres) |
| Garage | Attached, 480 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $195,000 (2022) |
| Tax Bill | $3,600.00 (2024) |
| Primary APN | 19-27-23-453-008 |
|---|
| Full Baths | 1 Baths |
|---|---|
| Building Area | 1,230 sqft Living Area |
| Gross Area | 2,940 sqft Gross Area |
| 1st Floor | 1,230 sqft 1st Floor |
| Basement Area | 1,230 sqft Basement |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | A-Frame Style |
| Exterior Material | Stucco Exterior |
| Construction Type | Frame Construction |
| Foundation Type | No Foundation Foundation |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 12,420 sqft (0.285 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 480 sqft Garage |
| Porch Area | 130 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 608 RIDGE RD |
|---|---|
| City | PHILO |
| State | IL |
| Zip | 61864-9662 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 63 SHIPLEY ESTATES UNIT 4 |
| Legal Range | 09E |
| Legal Township | 18N |
| Legal Section | 23 |
| Legal Subdivision | SHIPLEY ESTATES UNIT 4 |
| Legal Lot Number | 63 |
| Jurisdiction | CHAMPAIGN IL |
| Minor Civil Division | PHILO |
| Census Blockgroup | 2 |
| Census Block | 2040 |
| Census Tract | 10901 |
Source: Champaign County records · APN 19-27-23-453-008
Assessment roll updated April 29, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 608 RIDGE RD, PHILO, IL 61864-9662 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenants In Common |
| Date | Document |
|---|---|
| May 26, 2022 | Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK |
| Apr 18, 2018 | Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 26, 2022 · Amount on Record |
| Deed Sale | May 26, 2022 · Amount on Record |
| Prior Sale | Apr 18, 2018 · Amount on Record |
| Deed Doc Number | 20229542 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | May 26, 2022 |
| Property Address | 608 RIDGE RD, PHILO, IL 61864-9662 |
| Document Number | 0000009542 |
| Instrument Date | May 25, 2022 |
| Instrument | 2022R09542 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $195.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 608 RIDGE RD, PHILO, IL 61864-9662 |
| Document Number | 0000009543 |
|---|---|
| Date | May 26, 2022 |
| Instrument | 2022R09543 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Apr 18, 2018 |
| Property Address | 608 RIDGE RD, PHILO, IL 61864-9662 |
| Document Number | 0000005945 |
| Map Reference | MB BB PG217 |
| Instrument Date | Apr 16, 2018 |
| Instrument | 2018R05945 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $228.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 608 RIDGE RD, PHILO, IL 61864-9662 |
| Document Number | 0000005946 |
|---|---|
| Date | Apr 18, 2018 |
| Instrument | 2018R05946 |
| Name | BUSEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Philo Township |
| Municipality | Philo Village |
| Unified School District | Tolono Community Unit School District 7 (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $71,970 (+25.01%) Land $15,010 Building $56,960 | $215,910 (+25.01%) Land $45,030 Building $170,880 | |
| 2024 | $3,600.00 (+9.56%) | ||
| 2022 | $3,286.00 Homeowner's exemption | $57,570 Land $12,010 Building $45,560 | $172,710 Land $36,030 Building $136,680 |
Source: FEMA National Flood Hazard Layer, Champaign County (17019C), updated July 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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