Champaign County property record for 607 Ridge Rd, Philo, IL 61864 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 1994 |
| Square Footage | 1,666 sqft Building Perimeter |
| Lot Size | 12,702 sqft (0.292 acres) |
| Garage | Attached, 460 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $225,000 (2023) |
| Tax Bill | $4,347.00 (2024) |
| Primary APN | 19-27-23-452-022 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,666 sqft Building Perimeter |
| 1st Floor | 1,666 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Stucco Exterior |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 12,702 sqft (0.292 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 460 sqft Garage |
| Porch | Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 607 RIDGE RD |
|---|---|
| City | PHILO |
| State | IL |
| Zip | 61864-9639 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 58 SHIPLEY ESTATES UNIT 4 |
| Legal Range | 09E |
| Legal Township | 18N |
| Legal Section | 23 |
| Legal Subdivision | SHIPLEY ESTATES UNIT 4 |
| Legal Lot Number | 58 |
| Jurisdiction | CHAMPAIGN IL |
| Minor Civil Division | PHILO |
| Census Blockgroup | 2 |
| Census Block | 2040 |
| Census Tract | 10901 |
Source: Champaign County records · APN 19-27-23-452-022
Assessment roll updated April 29, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 607 RIDGE RD, PHILO, IL 61864-9639 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 22, 2023 · Amount on Record |
| Deed Sale | Mar 22, 2023 · Amount on Record |
| Deed Doc Number | 20233465 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Mar 22, 2023 |
| Property Address | 607 RIDGE RD, PHILO, IL 61864-9639 |
| Document Number | 0000003465 |
| Map Reference | DOC 93R00864 |
| Instrument Date | Mar 10, 2023 |
| Instrument | 2023R03465 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $225.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 306 WEST CHURCH STREET, PHILO, IL 61864 |
| Document Number | 0000003466 |
|---|---|
| Date | Mar 22, 2023 |
| Instrument | 2023R03466 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Philo Township |
| Municipality | Philo Village |
| Unified School District | Tolono Community Unit School District 7 (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $85,590 (+25.04%) Land $14,800 Building $70,790 | $256,770 (+25.04%) Land $44,400 Building $212,370 | |
| 2024 | $4,347.00 (+18.8%) | ||
| 2022 | $3,659.00 Homeowner's exemption Senior Citizen's exemption | $68,450 Land $11,830 Building $56,620 | $205,350 Land $35,490 Building $169,860 |
Source: FEMA National Flood Hazard Layer, Champaign County (17019C), updated July 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures