610 Love Rd, Hernando, MS 38632 Property Records

DeSoto County property record for 610 Love Rd, Hernando, MS 38632 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,265 sqft · built 2018
Lot Size	1.68 acres (73,181 sqft)
Owner	2 Individual Names on File
Last Sale	$619,115 (Oct 2023)
Tax Bill	$2,294 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Oct 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4-07-3-07-00-0-00004-04`

Property Details

APN / Parcel Number

Primary APN	`4-07-3-07-00-0-00004-04`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	3,265 sqft Adjusted Area
1st Floor Area	1,770 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Gable
Roof Material	Shingle
Lot Area	73,181 sqft (1.68 acres)
Patio Area	56 sqft

Location & Zoning

Street Address	610 LOVE RD
City	HERNANDO
State	MS
Zip	38632-8813
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW1/4 NE1/4
Legal Range	007
Legal Township	04S
Legal Section	07
Legal Lot Number	4
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2010
Census Tract	71124

Owner

Source: DeSoto County records · APN 4-07-3-07-00-0-00004-04

Assessment roll updated December 15, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	610 LOVE RD, HERNANDO, MS 38632-8813
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2023	Warranty Deed, Transfer · Conventional Mortgage EAGLE BANK & TRUST CO
Oct 24, 2023	Intrafamily Transfer, Transfer
Mar 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage EAGLE BANK & TRUST CO
Sep 05, 2017	Deed of Trust, Mortgage · Construction Mortgage FIRST SECURITY BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 23, 2023 · Amount on Record
Deed Sale	Oct 23, 2023 · Amount on Record
Deed Book / Page	1023 / 19745
Prior Transfer Date	Oct 20, 2023
Prior Transfer Doc	1023/19887
Record Updated	Jun 08, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Oct 23, 2023
Property Address	610 LOVE RD, HERNANDO, MS 38632-8813
Document Number	1023/19745
Book / Page	1023 / 19745
Instrument Date	Oct 20, 2023
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1181 RIVER RD, SARDIS, MS 38666

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 LOVE RD, HERNANDO, MS 38632-8813

Mortgage

Document Number	0566098380
Date	Oct 23, 2023
Instrument	5660/98380

Lender

Name	EAGLE BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2053

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESOTO MS
Recording Date	Oct 24, 2023
Property Address	610 LOVE RD, HERNANDO, MS 38632-8813
Document Number	1023/19887
Book / Page	1023 / 19887
Instrument Date	Oct 20, 2023
Transaction Type	Transfer
Record Updated	Dec 12, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	610 LOVE RD, HERNANDO, MS 38632-8813

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	610 LOVE RD, HERNANDO, MS 38632-8813

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	610 LOVE RD, HERNANDO, MS 38632-8813
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004505/524
Date	Mar 13, 2018
Book Page	4505/524
Instrument	T04505-00524

Lender

Name	EAGLE BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2048

Interest

Rate Type	Fixed Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	610 LOVE RD, HERNANDO, MS 38632-8813
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170905010253230
Date	Sep 05, 2017
Instrument	20170905010253230

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	BATESVILLE, MS 38606

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	5 Months
Due	Feb 21, 2018

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,294.00 (+16.39%)	$31,076 (+38.12%) Land $3,300 Building $27,776	$310,755 (+38.12%) Land $33,000 Building $277,755
2023	$1,971.00	$22,499 (-)	$224,990 (-) Land $33,000 Building $191,990
2022	$1,971.00	$22,499 Land $3,300 Building $19,199	$224,990 Land $33,000 Building $191,990

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 63% of Mississippi
Wildfire Likelihood	About 1 in 730 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 28 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35

May also be available at this address: AT&T, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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