DeSoto County property record for 398 Love Rd, Hernando, MS 38632 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3,753 sqft · built 2017 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,928 (2025) |
| Deeds & Mortgages | Jun 2018 Mortgage Mar 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4-07-3-07-00-0-00006-00 |
| Primary APN | 4-07-3-07-00-0-00006-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 3,753 sqft Adjusted Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 288 sqft |
| Street Address | 398 LOVE RD |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-8807 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT E1/2 NW1/4 |
| Legal Range | 07 |
| Legal Township | 04 |
| Legal Section | 07 |
| Legal Lot Number | 6 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 71124 |
Source: DeSoto County records · APN 4-07-3-07-00-0-00006-00
Assessment roll updated September 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 398 LOVE RD, HERNANDO, MS 38632-8807 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 26, 2018 | Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MTG CORP |
| Mar 16, 2020 | Deed of Trust, Mortgage · Line of Credit SYCAMORE BANK |
| Nov 13, 2020 | Warranty Deed, Transfer · Conventional Mortgage BANKPLUS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 13, 2020 |
| Deed Sale | Nov 13, 2020 |
| Deed Document Number | 0000938752 |
| Deed Book / Page | 938 / 752 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 398 LOVE RD, HERNANDO, MS 38632-8807 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Title Company | FNF TITLE |
| Name | Verified Name |
|---|
| Document Number | 004563/488 |
|---|---|
| Date | Jun 26, 2018 |
| Book Page | 4563/488 |
| Instrument | T04563-00488 |
| Name | FAIRWAY INDEPENDENT MTG CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 398 LOVE RD, HERNANDO, MS 38632-8807 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004905/692 |
|---|---|
| Date | Mar 16, 2020 |
| Book Page | 4905/692 |
| Name | SYCAMORE BANK |
|---|---|
| Type | Bank |
| Address | SENATOBIA, MS 38668 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 15, 2030 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Nov 13, 2020 |
| Property Address | 398 LOVE RD, HERNANDO, MS 38632-8807 |
| Document Number | 000938/752 |
| Book / Page | 938 / 752 |
| Instrument Date | Sep 01, 2020 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Title Company | NOT AVAILABLE, GUARDIAN TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 204 BELMONT ST, 204, SARDIS, MS 38666-1826 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 398 LOVE RD, HERNANDO, MS 38632-8807 |
| Document Number | 0005089653 |
|---|---|
| Date | Nov 13, 2020 |
| Instrument | 5089/653 |
| Name | BANKPLUS |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,928.00 (+19.22%) | $38,664 (+41.66%) Land $1,000 Building $37,664 | $386,643 (+41.66%) Land $10,000 Building $376,643 |
| 2023 | $2,456.00 | $27,294 | $272,938 Land $10,000 Building $262,938 |
Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Moderate above 54% of the US · above 64% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 699 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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