DeSoto County property record for 520 Love Rd, Hernando, MS 38632 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Year Built | Built 2016 |
| Square Footage | 4,055 sqft Adjusted Area |
| Lot Size | 1,327,273 sqft (30.4 acres) |
| Garage | 960 sqft |
| Pool | 648 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $5,286.00 (2025) |
| Primary APN | 4-07-3-07-00-0-00004-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 10 Rooms |
| Building Area | 4,055 sqft Adjusted Area |
| 1st Floor | 3,137 sqft 1st Floor |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Brick Veneer Exterior |
| Construction Type | Brick Construction |
| Roof Material | Shingle Roof |
| Lot Area | 1,327,273 sqft (30.4 acres) |
| Parking Spaces | 4 Parking Spaces |
| Garage Area | 960 sqft Garage |
| Pool Area | 648 sqft Pool |
| Total Buildings | 2 Total Buildings |
| Patio Area | 640 sqft Patio |
| Street Address | 520 LOVE RD |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-8918 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PT NW1/4 |
| Legal Range | 007 |
| Legal Township | 04S |
| Legal Section | 07 |
| Legal Subdivision | LOVE STATION SUBDIVISION PHASE 1 |
| Legal Lot Number | 4 |
| Jurisdiction | DESOTO MS |
| Minor Civil Division | 5 |
| Census Blockgroup | 2 |
| Census Block | 2010 |
| Census Tract | 71124 |
Source: DeSoto County records · APN 4-07-3-07-00-0-00004-00
Assessment roll updated December 15, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 520 LOVE RD, HERNANDO, MS 38632-8918 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Et Ux (and Wife) - Vendor Data Only |
| Date | Document |
|---|---|
| Aug 17, 2022 | Deed of Trust, Mortgage · Line of Credit BANK3 |
| Sep 03, 2019 | Deed of Trust, Mortgage · Line of Credit FIRST TENNESSEE BANK NA |
| Sep 06, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 24, 2022 |
| Deed Sale | May 24, 2022 |
| Prior Sale | Sep 06, 2017 |
| Deed Book / Page | 998 / 282 |
| Prior Transfer Date | May 20, 2022 |
| Prior Transfer Doc | 0998000302 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 520 LOVE RD, HERNANDO, MS 38632-8918 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 520 LOVE RD, HERNANDO, MS 38632-8918 |
| Document Number | 005587/283 |
|---|---|
| Date | Aug 17, 2022 |
| Book Page | 5587/283 |
| Name | BANK3 |
|---|---|
| Type | Bank |
| Address | HERNANDO, MS 38632 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 12, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 520 LOVE RD, HERNANDO, MS 38632-8918 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 004790/420 |
|---|---|
| Date | Sep 03, 2019 |
| Book Page | 4790/420 |
| Name | FIRST TENNESSEE BANK NA |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38118 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Sep 06, 2017 |
| Property Address | 520 LOVE RD, HERNANDO, MS 38632-8918 |
| Document Number | 20170906010256090 |
| Map Reference | MB 764 PG 763 |
| Instrument Date | Aug 31, 2017 |
| Instrument | 20170906010256090 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 520 LOVE RD, 520, HERNANDO, MS 38632-8918 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1957 MOUNT PLEASANT RD, HERNANDO, MS 38632-1604 |
Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,286.00 (+18.47%) | $63,309 (+34.26%) Land $4,401 Building $58,908 | $630,420 (+34.57%) Land $41,344 Building $589,076 |
| 2023 | $4,462.00 | $47,155 | $468,465 Land $42,167 Building $426,298 |
520 Love Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · DeSoto County (28033C), updated June 5, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 53rd percentile of exposed land nationally · 63rd in Mississippi |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 730 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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