DeSoto County property record for 470 Love Rd, Hernando, MS 38632 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1,640 sqft · built 1915 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $567 (2025) |
| Deeds & Mortgages | Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4-07-3-07-00-0-00005-00 |
| Primary APN | 4-07-3-07-00-0-00005-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,640 sqft Adjusted Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1915 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 130,680 sqft (3 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Utility Building | 1,388 sqft |
| Street Address | 470 LOVE RD |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-8809 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RES & LOT PT OF SE 1/4 NW 1/4 |
| Legal Range | 07 |
| Legal Township | 04 |
| Legal Section | 07 |
| Legal Lot Number | 5 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 71124 |
Source: DeSoto County records · APN 4-07-3-07-00-0-00005-00
Assessment roll updated September 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 470 LOVE RD, HERNANDO, MS 38632-8809 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 29, 2010 |
| Deed Sale | Apr 29, 2010 |
| Deed Document Number | 0000632277 |
| Deed Book / Page | 632 / 277 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 470 LOVE RD, HERNANDO, MS 38632-8809 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004324/087 |
|---|---|
| Date | Mar 27, 2017 |
| Book Page | 4324/087 |
| Name | GUARANTY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | HERNANDO, MS 38632 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 01, 2037 |
Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $567.00 (+11.61%) | $10,392 (+29.85%) Land $3,000 Building $7,392 | $103,919 (+29.85%) Land $30,000 Building $73,919 |
| 2023 | $508.00 | $8,003 | $80,028 Land $30,000 Building $50,028 |
Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Moderate above 54% of the US · above 64% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 699 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 28 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
May also be available at this address: AT&T, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
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