610 E 4th St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 610 E 4th St, Waterloo, IA 50703

Property Summary

Property TypeApartments (5+ Units)
Details42,326 sqft · built 1980
Lot Size0.773 acres (33,715 sqft)
OwnerIndividual Name on Record
Flood ZoneZone X (reduced by levee)
APN8913-24-330-001

Property Details

APN / Parcel Number

Primary APN8913-24-330-001

Interior

Units50 Units
Stories7 Stories
Building Area42,326 sqft Gross Area
Overhead DoorOverhead Door
ElevatorElevator

Exterior

Year BuiltBuilt 1980
Exterior MaterialBrick
Construction TypeConcrete Block
Roof MaterialConcrete
Lot Area33,715 sqft (0.773 acres)
Shed1 Shed
Canopy240 sqft

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Street Address610 E 4TH ST
CityWATERLOO
StateIA
Zip50703-3935
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Legal DescriptionCOOLEY ADDITION LOT 1 BLK 78 EXC E 2/3 LOT 2 BLK 78 EXC E 2/3 S 1/2 LOT 3 BLK 78 LOT 4 BLK 78 LOT 5 BLK 78
Legal Range13
Legal Township89
Legal Section24
Legal SubdivisionCOOLEY ADDITION
Legal Block78
Legal Lot Number1-5
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2001
Census Tract100

Owner

Source: Black Hawk County records, as of October 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address610 E 4TH ST, WATERLOO, IA 50703-3935
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$1,837,010 (+0.46%) Land $30,960 Building $1,806,050$1,837,010 (+0.46%) Land $30,960 Building $1,806,050
2023$1,828,650$1,828,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims2 (1978–1991)
Claims Outside the SFHA1 of 2
Most Recent ClaimMay 1991 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: GigFire, Nextlink.

Nearby Properties on E 4th St

Nearby Streets

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