Black Hawk County property record for 319 E 4th St, Waterloo, IA 50703 · Last verified June 2026
| Property Type | Commercial > Office > Professional Building (Legal, Insurance, Real Estate, Business) |
|---|---|
| Year Built | Built 1917 |
| Square Footage | 4,986 sqft Gross Area |
| Lot Size | 3,789 sqft (0.087 acres) |
| Last Sale | $257,000 (2024) |
| Tax Bill | $9,966.00 (2025) |
| Primary APN | 8913-24-359-005 |
|---|
| Building Area | 4,986 sqft Gross Area |
|---|---|
| 1st Floor | 3,315 sqft 1st Floor |
| Basement Area | 1,671 sqft Basement |
| Unfinished Basement | 1,671 sqft Unfinished |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1917 |
|---|---|
| Effective Year Built | Effective 1917 |
| Exterior Material | Brick Exterior |
| Fire Resistance Class | Buildings having wood or wood and steel frames. |
| Roof Material | Roll Composition (rolled Mineral Roof) Roof |
| Lot Area | 3,789 sqft (0.087 acres) |
| Depth X Width | 95 ft x 40 ft Depth x Width |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 319 E 4TH ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-4703 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Office > Professional Building (Legal, Insurance, Real Estate, Business) |
| Legal Description | ORIGINAL PLAT WATERLOO EAST SW 40 FT SE 95 FT LOT 4 BLK 29 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 24 |
| Legal Subdivision | ORIGINAL PLAT WATERLOO EAST |
| Legal Block | 29 |
| Legal Lot Number | 4 |
| Jurisdiction | BLACK HAWK IA |
| Minor Civil Division | WATERLOO |
| Census Blockgroup | 2 |
| Census Block | 2030 |
| Census Tract | 100 |
Source: Black Hawk County records · APN 8913-24-359-005
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 320 E 4TH ST, 302, WATERLOO, IA 50703-4752 |
| Owner Type | Owner is a Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Dec 31, 2024 | Deed of Trust, Mortgage · Line of Credit LINCOLN SAVINGS BANK |
| Jan 22, 2025 | Deed of Trust, Mortgage · Building or Construction Mortgage LINCOLN SAVINGS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 08, 2024 · Amount on Record |
| Deed Sale | Dec 08, 2024 · Amount on Record |
| Prior Sale | Dec 08, 2023 · Amount on Record |
| Deed Doc Number | 20247519 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 319 E 4TH ST, WATERLOO, IA 50703-4703 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0202425519 |
|---|---|
| Date | Dec 31, 2024 |
| Instrument | 2024-25519 |
| Name | LINCOLN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | 242 TOWER PARK DR, WATERLOO, IA 50701 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 30, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 319 E 4TH ST, WATERLOO, IA 50703-4703 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0202500923 |
|---|---|
| Date | Jan 22, 2025 |
| Instrument | 2025-00923 |
| Name | LINCOLN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | 302 MAIN ST, CEDAR FALLS, IA 50613 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 21, 2045 |
| Rate Type | Adjustable Rate |
|---|
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,966.00 | $313,060 (-) Land $19,900 Building $293,160 | $313,060 (-) Land $19,900 Building $293,160 |
| 2024 | $9,966.00 (+70.83%) | ||
| 2023 | $313,060 (+42.16%) Land $19,900 Building $293,160 | $313,060 (+42.16%) Land $19,900 Building $293,160 | |
| 2022 | $5,834.00 | $220,220 Land $15,480 Building $204,740 | |
| 2021 | $220,220 Land $15,480 Building $204,740 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Reduced by levee depends on levee performance |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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