623 E 4th St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 623 E 4th St, Waterloo, IA 50703 · Last verified July 2026

Property Highlights

Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Year Built	Built 1923
Square Footage	2,982 sqft Gross Area
Lot Size	5,450 sqft (0.125 acres)
Last Sale	$10,000 (2025)
Tax Bill	$1,172.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8913-24-313-005`

Interior

Building Area	2,982 sqft Gross Area
1st Floor	2,982 sqft 1st Floor
Stories	1 Stories
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Exterior Material	Concrete Block Exterior
Construction Type	Concrete Blocks Construction
Fire Resistance Class	Buildings having wood or wood and steel frames.
Roof Material	Roll Composition (rolled Mineral Roof) Roof
Lot Area	5,450 sqft (0.125 acres)

Utilities and HVAC

Heating System	Space Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Street Address	623 E 4TH ST
City	WATERLOO
State	IA
Zip	50703-3901
Property Usage	Commercial Property Usage
Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	N O MUNGERS SUBDIV OF BLK 79 COOLEY ADDITION PARK OF LOTS 3,4,& 5 DESC AS FOLLOWS E 26.07 FT OF W 46.07 FT LOT 3 E 26.07 FT
Legal Range	13W
Legal Township	89N
Legal Section	24
Legal Subdivision	N O MUNGERS SUBDIV OF BLK 79
Legal Block	79
Legal Lot Number	3-5
Jurisdiction	BLACK HAWK IA
Minor Civil Division	WATERLOO
Census Blockgroup	2
Census Block	2013
Census Tract	100

Owner

Source: Black Hawk County records · APN 8913-24-313-005

Assessment roll updated October 17, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	619 E 4TH ST, WATERLOO, IA 50703-3901
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 24, 2025 · Amount on Record
Deed Sale	Sep 24, 2025 · Amount on Record
Deed Doc Number	202514026
Prior Transfer Date	Sep 22, 2025
Prior Transfer Doc	0202514026
Record Refreshed	Sep 20, 2026

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Sep 24, 2025
Property Address	623 E 4TH ST, WATERLOO, IA 50703
Document Number	0202514026
Instrument Date	Sep 22, 2025
Instrument	2025-14026
Transaction Type	Transfer
Record Updated	Oct 02, 2025

Transaction

Amount	Amount Recorded
Tax	$15.20
Amount Accuracy	Rounded Values by County
Additional	Quitclaim Document Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4118 BRIARWOOD DR, COUNCIL BLUFFS, IA 51503-8487

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	619 E 4TH ST, WATERLOO, IA 50703-3901

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,172.00	$54,010 (-) Land $5,450 Building $48,560	$54,010 (-) Land $5,450 Building $48,560
2024	$1,172.00 (+26.84%)
2023		$54,010 (+28.29%) Land $5,450 Building $48,560	$54,010 (+28.29%) Land $5,450 Building $48,560
2022	$924.00	$42,100 Land $5,450 Building $36,650
2021			$42,100 Land $5,450 Building $36,650

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Reduced by levee depends on levee performance
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.