404 E 4th St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 404 E 4th St, Waterloo, IA 50703 · Last verified June 2026

Property Highlights

Property Type	Commercial > Office > Office Building
Year Built	Built 1920
Square Footage	17,208 sqft Gross Area
Lot Size	28,401 sqft (0.652 acres)
Tax Bill	$59,902.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8913-24-360-017`

Interior

Building Area	17,208 sqft Gross Area
1st Floor	8,617 sqft 1st Floor
Basement Area	4,310 sqft Basement
Unfinished Basement	4,310 sqft Unfinished
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Paneling Interior Structure
Elevator	Elevator

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Brick Exterior
Roof Material	Urethane Roof
Lot Area	28,401 sqft (0.652 acres)
Depth X Width	143 ft x 136 ft Depth x Width

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Hot Water Heating

Location & Zoning

Street Address	404 E 4TH ST
City	WATERLOO
State	IA
Zip	50703-5702
Property Usage	Commercial Property Usage
Type	Commercial > Office > Office Building
Legal Description	ORIGINAL PLAT WATERLOO EAST LOT 7 BLK 39 EXC SELY 6 FT NELY 58 FT SAID LOT 7 AND EXC SELY 4.5 FT SWLY 2 FT SAID LOT 7 LOT 10
Legal Range	13W
Legal Township	89N
Legal Section	24
Legal Subdivision	ORIGINAL PLAT WATERLOO EAST
Legal Block	39
Legal Lot Number	7,10
Jurisdiction	BLACK HAWK IA
Minor Civil Division	WATERLOO
Census Blockgroup	2
Census Block	2021
Census Tract	100

Owner

Source: Black Hawk County records · APN 8913-24-360-017

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	402 1/2 MAIN ST, CEDAR FALLS, IA 50613-2871
Owner Type	Owner is a Company
Vesting	Owner is a Trust, Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 17, 2026
Property Address	404 E 4TH ST, WATERLOO, IA 50703-5702
Document Number	0000005368
Instrument Date	Apr 17, 2026
Instrument	20265368
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$59,902.00 (-0.1%)	$1,508,810 (+0.07%) Land $163,000 Building $1,345,810	$1,508,810 (+0.07%) Land $163,000 Building $1,345,810
2024	$59,960.00 (+42.51%)
2023		$1,507,730 (+26.02%) Land $163,000 Building $1,344,730	$1,507,730 (+26.02%) Land $163,000 Building $1,344,730
2022	$42,075.00	$1,196,420 Land $81,020 Building $1,115,400
2021			$1,196,420 Land $81,020 Building $1,115,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Reduced by levee depends on levee performance
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.