Black Hawk County property record for 523 Baltimore St, Waterloo, IA 50702
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,560 sqft · built 1911 |
| Lot Size | 0.059 acres (2,560 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,746 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-26-376-015 |
| Primary APN | 8913-26-376-015 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,560 sqft Living Area |
| 1st Floor Area | 780 sqft |
| Basement Area | 780 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1911 |
|---|---|
| Effective Year Built | Effective 1911 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 2,560 sqft (0.059 acres) |
| Lot Dimensions | 64 ft deep x 40 ft wide |
| Porch | Slab |
| Porch Area | 399 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 523 BALTIMORE ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-2819 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MILLERS 4TH ADDITION SE 2 1/2 FT NW 40 FT LOT 6 NW 37 1/2 FT SE 100 FT LOT 6 SW 3 1/2 FT SE 40 FT NW 77 1/2 FT LOT 7 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 26 |
| Legal Subdivision | MILLERS 4TH ADDITION |
| Legal Lot Number | 6,7 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 200 |
523 Baltimore St is owned by an individual who acquired it in January 2010.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1151 WISNER DR, WATERLOO, IA 50702-4054 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 8, 2010 |
| Deed Sale | Jan 8, 2010 |
| Prior Sale | Dec 11, 2007 · Amount on File |
| Deed Document Number | 201013192 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 523 Baltimore St was $1,746, up 6.1% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,746.00 (+6.08%) | $85,510 Land $5,940 Building $79,570 | $85,510 Land $5,940 Building $79,570 |
| 2024 | $1,646.00 | ||
| 2023 | $75,840 (+11.6%) Land $5,940 Building $69,900 | $75,840 Land $5,940 Building $69,900 | |
| 2022 | $1,492.00 | $67,960 Land $5,940 Building $62,020 | |
| 2021 | $67,960 Land $5,940 Building $62,020 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 523 Baltimore St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1980) |
| Most Recent Claim | Jul 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 523 Baltimore St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Fiber Fiber | 10,000 / 10,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
May also be available: GigFire, Nextlink, T-Mobile, Verizon.
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