61 Overbrook Dr, Saluda, NC 28773 Property Records

Polk County property record for 61 Overbrook Dr, Saluda, NC 28773 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,647 sqft · built 1975
Lot Size	1.35 acres (59,111 sqft)
Owner	2 Individual Names on File
Last Sale	$600,000 (Apr 2026)
Tax Bill	$2,175 (2025)
Deeds & Mortgages	Mar 2010 Mortgage Jan 2006 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`S2-B1`

Property Details

APN / Parcel Number

Primary APN	`S2-B1`
Alternative APN	`26774`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Building Area	1,647 sqft Finished Area
Basement Area	1,242 sqft
Finished Basement	621 sqft
Unfinished Basement	621 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Shingle
Lot Area	59,111 sqft (1.35 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	26774
Street Address	61 OVERBROOK DR
City	SALUDA
State	NC
Zip	28773-9817
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S2, 0S50 SALUDA RES AREA 50
Legal Subdivision	SALUDA RES AREA 50
Jurisdiction	POLK NC
Township / Civil Division	SALUDA
Census Block Group	2
Census Block	2019
Census Tract	920303

Owner

Source: Polk County records · APN S2-B1

Assessment roll updated September 30, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	61 OVERBROOK DR, SALUDA, NC 28773-9817
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2010	Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN 1ST BANK & TRUST CO
Jan 12, 2006	Deed of Trust, Mortgage WACHOVIA BANK NA
Feb 18, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BRAND MORTGAGE GROUP LLC
Apr 27, 2026	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE GROUP INC
Feb 18, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BRAND MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 27, 2026 · Amount on Record
Deed Sale	Apr 27, 2026 · Amount on Record
Prior Sale	Jun 01, 1999 · Amount on Record
Deed Document Number	2026
Deed Book / Page	499 / 706
Record Updated	Sep 20, 2026

March 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	61 OVERBROOK DR, SALUDA, NC 28773-9817
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00379/0708
Date	Mar 12, 2010
Book Page	379/0708

Lender

Name	MOUNTAIN 1ST BANK & TRUST CO
Type	Bank
Address	HENDERSONVILLE, NC 28792

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 01, 2025

January 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	61 OVERBROOK DR, SALUDA, NC 28773-9817
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00336/1094
Date	Jan 12, 2006
Book Page	336/1094

Lender

Name	WACHOVIA BANK NA
Type	Bank
Address	CHARLOTTE, NC 28288

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2036

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	61 OVERBROOK DR, SALUDA, NC 28773-9817
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00446/1764
Date	Feb 18, 2020
Book Page	446/1764

Lender

Name	BRAND MORTGAGE GROUP LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Mar 01, 2035

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Apr 27, 2026
Property Address	61 OVERBROOK DR, SALUDA, NC 28773-9817
Document Number	0499000706
Book / Page	499 / 706
Instrument Date	Apr 17, 2026
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$121,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61 OVERBROOK DR, SALUDA, NC 28773-9817

Mortgage

Document Number	0499000709,
Date	Apr 27, 2026
Book Page	499/709

Lender

Name	ATLANTIC COAST MORTGAGE GROUP INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	61 OVERBROOK DR, SALUDA, NC 28773-9817
Transaction Type	Mortgage
Record Updated	Mar 11, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	446/1764
Date	Feb 18, 2020
Book Page	446/1764

Lender

Name	BRAND MORTGAGE GROUP LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Mar 01, 2035

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated September 30, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,175.00 (+45%)	$373,410 (+72.74%) Land $82,140 Building $291,270	$373,410 (+72.74%) Land $82,140 Building $291,270
2023	$1,500.00	$216,169 Land $55,355 Building $160,814
2021			$216,169 Land $55,355 Building $160,814

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (37149C), updated July 8, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371499203032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 3,333 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 122 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Wilkes Telephone Membership	Fiber	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE only, no 5G reported

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