Polk County property record for 25 Overbrook Dr, Saluda, NC 28773 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 1998 |
| Square Footage | 1,632 sqft Finished Area |
| Lot Size | 42,253 sqft (0.97 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $295,000 (2026) |
| Tax Bill | $1,663.00 (2025) |
Source: Polk County records · APN S2-A2
Assessment roll updated September 30, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 25 OVERBROOK DR, SALUDA, NC 28773 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 02, 2005 | Deed of Trust, Mortgage CITIFINANCIAL SERVICES INC |
| Jun 05, 2026 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 05, 2026 · Amount on Record |
| Deed Sale | Jun 05, 2026 · Amount on Record |
| Prior Sale | Apr 14, 2025 · Amount on Record |
| Deed Book / Page | 500 / 619 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 25 OVERBROOK DR, SALUDA, NC 28773 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00326/1901 |
|---|---|
| Date | May 02, 2005 |
| Book Page | 326/1901 |
| Name | CITIFINANCIAL SERVICES INC |
|---|---|
| Type | Subprime Lender |
| Address | HENDERSONVILLE, NC 28739 |
| Amount | Amount Recorded |
|---|---|
| Term | 181 Months |
| Due | Jun 04, 2020 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Jun 05, 2026 |
| Property Address | 25 OVERBROOK DR, SALUDA, NC 28773 |
| Document Number | 0500000619 |
| Book / Page | 500 / 619 |
| Instrument Date | Jun 05, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $59,590.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 25 OVERBROOK DR, SALUDA, NC 28773 |
| Document Number | 0500000622, |
|---|---|
| Date | Jun 05, 2026 |
| Book Page | 500/622 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
Source: Polk County records · Assessment roll updated September 30, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Municipality | Saluda City |
| Unified School District | Polk County Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,663.00 (-7.15%) | $166,746 (+16.72%) Land $72,750 Building $93,996 | $166,746 (+16.72%) Land $72,750 Building $93,996 |
| 2023 | $1,791.00 | $142,855 Land $48,500 Building $94,355 | |
| 2021 | $142,855 Land $48,500 Building $94,355 |
Source: FEMA National Flood Hazard Layer, Polk County (37149C), updated July 8, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 3,333 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | S2-A2 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 1,632 sqft Finished Area |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Shingle Roof |
| Lot Area | 42,253 sqft (0.97 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 21250 |
|---|---|
| Street Address | 25 OVERBROOK DR |
| City | SALUDA |
| State | NC |
| Zip | 28773 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | .97 AC., 0S50 SALUDA RES AREA 50 |
| Legal Subdivision | SALUDA RES AREA 50 |
| Jurisdiction | POLK NC |
| Minor Civil Division | SALUDA |
| Census Blockgroup | 2 |
| Census Block | 2020 |
| Census Tract | 920303 |
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