45 Overbrook Dr, Saluda, NC 28773 Property Records

Polk County property record for 45 Overbrook Dr, Saluda, NC 28773 · Last verified July 2026

Property Summary

Property Type	Other Improved
Details	3 bd · 2 ba · 924 sqft · built 1979
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Individual Names on File
Last Sale	$98,000 (Jul 2026)
Tax Bill	$582 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Jul 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`S2-A1`

Property Details

APN / Parcel Number

Primary APN	`S2-A1`
Alternative APN	`55213`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	924 sqft Finished Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Vinyl
Roof Material	Urethane Foam
Lot Area	25,265 sqft (0.58 acres)
Porch	Porch

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Account Number	55213
Street Address	45 OVERBROOK DR
City	SALUDA
State	NC
Zip	28773-9817
Property Category	Other
Property Type	Other > Other Improved
Legal Description	S2, 0S50 SALUDA RES AREA 50
Legal Subdivision	SALUDA RES AREA 50
Jurisdiction	POLK NC
Township / Civil Division	SALUDA
Census Block Group	2
Census Block	2020
Census Tract	920303

Owner

Source: Polk County records · APN S2-A1

Assessment roll updated September 30, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	45 OVERBROOK DR, SALUDA, NC 28773-9817
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2025	Deed of Trust, Mortgage FIRST AVENUE FUNDING LLC
Jul 02, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Mar 24, 2026	Quit Claim Deed, Transfer Quitclaim
Jul 26, 2017	Warranty Deed, Transfer
Sep 07, 2016	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 02, 2026 · Amount on Record
Deed Sale	Jul 02, 2026 · Amount on Record
Prior Sale	Jul 26, 2017 · Amount on Record
Deed Book / Page	500 / 2098
Prior Transfer Date	Mar 23, 2026
Prior Transfer Doc	0498001129
Record Updated	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	45 OVERBROOK DR, SALUDA, NC 28773-9817
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 WILSON RD, PISGAH FOREST, NC 28768-9594

Mortgage

Document Number	00493/1205
Date	Jul 24, 2025
Book Page	493/1205

Lender

Name	FIRST AVENUE FUNDING LLC
Type	Non-Lending Institution
Address	BIRMINGHAM, AL 35233

Agreement

Amount	Amount Recorded
Term	4 Months
Due	Nov 07, 2025

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Jul 02, 2026
Property Address	45 OVERBROOK DR, SALUDA, NC 28773-9817
Document Number	0500002098
Book / Page	500 / 2098
Instrument Date	Jun 26, 2026
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$19,796.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	45 OVERBROOK DR, SALUDA, NC 28773-9817

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK NC
Recording Date	Mar 24, 2026
Property Address	45 OVERBROOK DR, SALUDA, NC 28773-9817
Document Number	00498/1129
Book / Page	498 / 1129
Instrument Date	Mar 23, 2026
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 WILSON RD, PISGAH FOREST, NC 28768-9594

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Jul 26, 2017
Property Address	45 OVERBROOK DR, SALUDA, NC 28773-9817
Document Number	00427/2070
Book / Page	427 / 2070
Instrument Date	Jul 25, 2017
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Tax	$48.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	332 WILSON AVE, MARYVILLE, TN 37803-6055

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	767 E 8475 S, SANDY, UT 84094-6333

September 2016: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK NC
Recording Date	Sep 07, 2016
Property Address	45 OVERBROOK DR, SALUDA, NC 28773-9817
Document Number	00421/1610
Book / Page	421 / 1610
Map Reference	DD 189 PG 486
Instrument Date	Aug 31, 2016
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45 OVERBROOK DR, SALUDA, NC 28773-9817

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	332 WILSON AVE, MARYVILLE, TN 37803-6055

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated September 30, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$582.00 (-15.77%)	$58,416 (+6%) Land $43,500 Building $14,916	$58,416 (+6%) Land $43,500 Building $14,916
2023	$691.00	$55,111 Land $29,000 Building $26,111
2021			$55,111 Land $29,000 Building $26,111

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (37149C), updated July 8, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 3,333 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

45 Overbrook Dr, Saluda, NC 28773 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2025: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2026: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

March 2026: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

July 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

September 2016: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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