Polk County property record for 245 Overbrook Dr, Saluda, NC 28773
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,473 sqft · built 2004 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $8,000 (Oct 2002) |
| Tax Bill | $2,155 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | S2-A7 |
| Primary APN | S2-A7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Building Area | 2,473 sqft Finished Area |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Vinyl |
| Foundation Type | Retaining Wall |
| Roof Material | Shingle |
| Lot Area | 65,340 sqft (1.5 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 30451 |
|---|---|
| Street Address | 245 OVERBROOK DR |
| City | SALUDA |
| State | NC |
| Zip | 28773-7705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 32, E-1638 (.04 ACRE), 0S50 SALUDA RES AREA 50 |
| Legal Subdivision | SALUDA RES AREA 50 |
| Legal Lot Number | 32 |
| Jurisdiction | POLK NC |
| Township / Civil Division | SALUDA |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 920303 |
Source: Polk County records · APN S2-A7
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 245 OVERBROOK DR, SALUDA, NC 28773-7705 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 25, 2002 · Amount on Record |
| Deed Sale | Oct 25, 2002 · Amount on Record |
| Deed Document Number | 0003511810 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 245 OVERBROOK DR, SALUDA, NC 28773-7705 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2024 |
| Name | Verified Name |
|---|
| Document Number | 00484/1837 |
|---|---|
| Date | Apr 10, 2024 |
| Book Page | 484/1837 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Polk County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,155.00 (+16.55%) | $369,898 (+38.89%) Land $85,000 Building $284,898 | $369,898 (+38.89%) Land $85,000 Building $284,898 |
| 2023 | $1,849.00 | $266,326 Land $57,500 Building $208,826 | |
| 2021 | $266,326 Land $57,500 Building $208,826 |
Source: FEMA National Flood Hazard Layer as of July 8, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wilkes Telephone Membership Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
Based on FCC filings for 32 locations within half a mile of this property.
4G LTE (outdoors only), no 5G reported
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