61 McCosh Rd, Montclair, NJ 07043 Property Records

Passaic County and Clifton City property record for 61 McCosh Rd, Montclair, NJ 07043

Property Summary

Property Type	Single Family Home
Details	1,505 sqft · built 1927
Lot Size	0.179 acres (7,802 sqft)
Owner	2 Individual Names on Record
Last Sale	$830,000 (May 2023)
Tax Bill	$13,214 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-00062-05-00053`

Property Details

APN / Parcel Number

Primary APN	`02-00062-05-00053`
Alternative APNs	`0200062000500053` `0200062500053`

Interior

Stories	2 Stories
Building Area	1,505 sqft Living Area

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	Colonial
Exterior Material	Wood
Construction Type	Frame
Lot Area	7,802 sqft (0.179 acres)
Lot Dimensions	130 ft deep x 60 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	0200062500053
Street Address	61 MCCOSH RD
City	MONTCLAIR
State	NJ
Zip	07043-2103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A1
Legal Block	62.5
Legal Lot Number	53
Jurisdiction	PASSAIC NJ
Township / Civil Division	CLIFTON
Census Block Group	3
Census Block	3002
Census Tract	124312

Owner

Source: Passaic County and Clifton City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	61 MCCOSH RD, MONTCLAIR, NJ 07043-2103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2023	Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Apr 4, 2018	Deed of Trust, Mortgage · ARM CLIFTON SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2023 · Amount on Record
Deed Sale	May 10, 2023 · Amount on Record
Prior Sale	Jan 20, 2015 · Amount on Record
Deed Document Number	202315413
Deed Book / Page	4521 / 182
Record Updated	Sep 20, 2026

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	May 10, 2023
Property Address	61 MCCOSH RD, MONTCLAIR, NJ 07043-2103
Document Number	0000015413
Book / Page	D4521 / 182
Instrument Date	Apr 21, 2023
Instrument	2023015413
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	CATIC TITLE INSURANCE COMPANY, CATIC TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,075.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	33 ASHLAND AVE APT 315, 315, WEST ORANGE, NJ 07052-5447

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61 MCCOSH RD, MONTCLAIR, NJ 07043-2103

Mortgage

Document Number	0000015414
Date	May 10, 2023
Instrument	2023015414

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	61 MCCOSH RD, MONTCLAIR, NJ 07043-2103
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PASSAIC VALLEY TITLE SERVIVC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015092
Date	Apr 4, 2018
Book Page	M14964/0264
Instrument	2018015092

Lender

Name	CLIFTON SAVINGS BANK
Type	Bank
Address	CLIFTON, NJ 07013

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Apr 1, 2025
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.5%
Index	1-Year LIBOR
Max Rate	9.5%

Tax Assessment & Valuation

Source: Passaic County and Clifton City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Clifton City
Unified School District	Clifton City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$215,600 (-) Land $116,900 Building $98,700	$215,600 (-) Land $116,900 Building $98,700
2025	$13,214.00 (+3.25%)	$215,600 (-) Land $116,900 Building $98,700	$215,600 (-) Land $116,900 Building $98,700
2024	$12,798.00 (+3.96%)
2023		$215,600 Land $116,900 Building $98,700	$215,600 Land $116,900 Building $98,700
2022	$12,310.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	34 (1979–2021)
Claims Outside the SFHA	10 of 34
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 8 claims Hurricane Irene, Aug 2011 · 7 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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