71 McCosh Rd, Montclair, NJ 07043 Property Records

Passaic County and Clifton City property record for 71 McCosh Rd, Montclair, NJ 07043

Property Summary

Property Type	Single Family Home
Details	1,504 sqft · built 1929
Lot Size	0.179 acres (7,802 sqft)
Owner	2 Individual Names on Record
Last Sale	$435,000 (Oct 2020)
Tax Bill	$11,774 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-00062-05-00051`

Property Details

APN / Parcel Number

Primary APN	`02-00062-05-00051`
Alternative APNs	`0200062000500051` `0200062500051`

Interior

Stories	2 Stories
Building Area	1,504 sqft Living Area

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Exterior Material	Wood
Construction Type	Frame
Lot Area	7,802 sqft (0.179 acres)
Lot Dimensions	130 ft deep x 60 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	0200062500051
Street Address	71 MCCOSH RD
City	MONTCLAIR
State	NJ
Zip	07043-2103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A1
Legal Subdivision	CITY/CLIFTON
Legal Block	62.5
Legal Lot Number	51
Jurisdiction	PASSAIC NJ
Township / Civil Division	CLIFTON
Census Block Group	3
Census Block	3002
Census Tract	124312

Owner

Source: Passaic County and Clifton City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	71 MCCOSH RD, MONTCLAIR, NJ 07043-2103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2020	Grant Deed, Transfer · Conventional with PMI GRANDE GROUP
Mar 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2020 · Amount on Record
Deed Sale	Oct 19, 2020 · Amount on Record
Prior Sale	Sep 23, 1993 · Amount on Record
Deed Document Number	202052399
Deed Book / Page	3887 / 70
Record Updated	Sep 20, 2026

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PASSAIC NJ
Recording Date	Oct 19, 2020
Property Address	71 MCCOSH RD, MONTCLAIR, NJ 07043-2103
Document Number	0000052399
Book / Page	003887 / 000070
Instrument Date	Sep 28, 2020
Instrument	52399
Transaction Type	Transfer
Record Updated	Nov 11, 2020
Title Company	MADISON TITLE AGENCY LLC, MADISON TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$435.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	71 MCCOSH RD MONTCLAIR NJ 070432103, MONTCLAIR, NJ 07043-2103

Mortgage

Document Number	52400
Date	Oct 19, 2020
Book Page	016513/000239
Instrument	52400

Lender

Name	GRANDE GROUP
Address	CLIFTON, NJ 07011

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 18, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	71 MCCOSH RD, MONTCLAIR, NJ 07043-2103
Document Number	0000023149
Instrument Date	Mar 31, 2020
Transaction Type	Mortgage
Record Updated	Jul 20, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71 MCCOSH RD MONTCLAIR NJ 070432103, MONTCLAIR, NJ 07043-2103

Mortgage

Document Number	0000023149
Date	May 28, 2020
Book Page	016173/000134
Instrument	23149

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 27, 2050

Tax Assessment & Valuation

Source: Passaic County and Clifton City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Clifton City
Unified School District	Clifton City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$192,100 (-) Land $116,900 Building $75,200	$192,100 (-) Land $116,900 Building $75,200
2025	$11,774.00 (+3.25%)	$192,100 (-) Land $116,900 Building $75,200	$192,100 (-) Land $116,900 Building $75,200
2024	$11,403.00 (+3.97%)
2023		$192,100 Land $116,900 Building $75,200	$192,100 Land $116,900 Building $75,200
2022	$10,968.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	34 (1979–2021)
Claims Outside the SFHA	10 of 34
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 8 claims Hurricane Irene, Aug 2011 · 7 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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