56 McCosh Rd, Montclair, NJ 07043 Property Records

Passaic County and Clifton City property record for 56 McCosh Rd, Montclair, NJ 07043

Property Summary

Property Type	Single Family Home
Details	1,865 sqft · built 1949
Lot Size	0.207 acres (8,999 sqft)
Owner	Individual Name on Record
Last Sale	$554,000 (Jan 2007)
Tax Bill	$14,918 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Sep 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-00062-04-00013`

Property Details

APN / Parcel Number

Primary APN	`02-00062-04-00013`
Alternative APNs	`0200062000400013` `0200062400013`

Interior

Stories	2 Stories
Building Area	1,865 sqft Living Area

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Exterior Material	Wood
Construction Type	Frame
Lot Area	8,999 sqft (0.207 acres)
Lot Dimensions	150 ft deep x 60 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	0200062400013
Street Address	56 MCCOSH RD
City	MONTCLAIR
State	NJ
Zip	07043-2104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A1
Legal Block	62.4
Legal Lot Number	13
Jurisdiction	PASSAIC NJ
Township / Civil Division	CLIFTON
Census Block Group	3
Census Block	3003
Census Tract	124312

Owner

Source: Passaic County and Clifton City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	56 MCCOSH RD, MONTCLAIR, NJ 07043-2104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 18, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 16, 2007 · Amount on Record
Deed Sale	Jan 16, 2007 · Amount on Record
Deed Book / Page	1371 / 39
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	56 MCCOSH RD, MONTCLAIR, NJ 07043-2104
Transaction Type	Mortgage
Record Updated	Feb 11, 2026
Title Company	UNKNOWN, ROCKET CLOSE LLC RESIDENTIAL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 MCCOSH RD, MONTCLAIR, NJ 07043-2104

Mortgage

Document Number	0000000323
Date	Jan 5, 2026
Book Page	M19735/22
Instrument	2026000323

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	56 MCCOSH RD, MONTCLAIR, NJ 07043-2104
Transaction Type	Mortgage
Record Updated	Oct 20, 2023
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 MCCOSH RD, MONTCLAIR, NJ 07043-2104

Mortgage

Document Number	0000029753
Date	Sep 18, 2023
Book Page	M18630/242
Instrument	2023029753

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2043

Tax Assessment & Valuation

Source: Passaic County and Clifton City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Clifton City
Unified School District	Clifton City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$243,400 (-) Land $120,900 Building $122,500	$243,400 (-) Land $120,900 Building $122,500
2025	$14,918.00 (+3.25%)	$243,400 (-) Land $120,900 Building $122,500	$243,400 (-) Land $120,900 Building $122,500
2024	$14,448.00 (+3.96%)
2023		$243,400 Land $120,900 Building $122,500	$243,400 Land $120,900 Building $122,500
2022	$13,898.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	34 (1979–2021)
Claims Outside the SFHA	10 of 34
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 8 claims Hurricane Irene, Aug 2011 · 7 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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