61 Gail Rd, Columbus, MS 39705 Property Records

Lowndes County property record for 61 Gail Rd, Columbus, MS 39705

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,203 sqft · built 1979
Lot Size0.664 acres (28,950 sqft)
OwnerIndividual Name on Record
Last Sale$72,000 (Sep 2021)
Tax Bill$1,066 (2025)
Deeds & MortgagesSep 2021 Mortgage
Apr 2020 Refinance
+ 3 more
Flood ZoneZone X (minimal risk)
APN48W030004302

Property Details

APN / Parcel Number

Primary APN48W030004302
Alternative APNs
  • 007989
  • 7989

Interior

Full Baths1 Bath
Total Rooms5 Rooms
Building Area1,203 sqft Adjusted Area
1st Floor Area1,053 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1979
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialAsphalt
Lot Area28,950 sqft (0.664 acres)
Lot Dimensions150 ft deep x 193 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number007989
Street Address61 GAIL RD
CityCOLUMBUS
StateMS
Zip39705-9109
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description61 GAIL RD LOT 2 8C
Legal Range18W
Legal Township17S
Legal Section35
Legal SubdivisionWRIGHT SUBDIV
Legal Lot Number2
JurisdictionLOWNDES MS
Township / Civil Division2
Census Block Group1
Census Block1012
Census Tract301

Owner

Source: Lowndes County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address61 GAIL RD, COLUMBUS, MS 39705-9109
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 17, 2021Deed of Trust, Mortgage · FHA Mortgage
BANCORPSOUTH BANK
Apr 9, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
HOMEBRIDGE FINANCIAL SERVICES INC
Mar 18, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
HOMEBRIDGE FINANCIAL SERVICES INC
Sep 17, 2021Warranty Deed, Transfer
Apr 9, 2020Correction Deed, Transfer
REAL ESTATE CLOSING SERVICES LLC, REAL ESTATE CLOSING SVCS LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 17, 2021 · Amount on Record
Deed SaleSep 17, 2021 · Amount on Record
Prior SaleApr 9, 2020
Deed Document Number0020218232
Deed Book / Page2021 / 8232
Record UpdatedJun 8, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWNDES MS
Property Address61 GAIL RD, COLUMBUS, MS 39705-9109
Transaction TypeMortgage
Record UpdatedDec 1, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00202129085
DateSep 17, 2021
Book Page2021/29085
Lender
NameBANCORPSOUTH BANK
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWNDES MS
Property Address61 GAIL RD, COLUMBUS, MS 39705-9109
Transaction TypeMortgage
Record UpdatedAug 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020207513
DateApr 9, 2020
Book Page2020/7513
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWNDES MS
Property Address61 GAIL RD, COLUMBUS, MS 39705-9109
Transaction TypeMortgage
Record UpdatedAug 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020205417
DateMar 18, 2020
Book Page2020/5417
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueApr 1, 2050

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOWNDES MS
Recording DateSep 17, 2021
Property Address61 GAIL RD, COLUMBUS, MS 39705-9109
Document Number0020218232
Book / Page2021 / 8232
Instrument DateSep 16, 2021
Transaction TypeTransfer
Record UpdatedMar 9, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressCOLUMBUS, MS 39704

April 2020: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionLOWNDES MS
Recording DateApr 9, 2020
Property Address61 GAIL RD, COLUMBUS, MS 39705-9109
Document Number0020202376
Book / Page002020 / 002376
Instrument DateMar 13, 2020
Transaction TypeTransfer
Record UpdatedJul 3, 2020
Title CompanyREAL ESTATE CLOSING SERVICES LLC, REAL ESTATE CLOSING SVCS LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address61 GAIL RD COLUMBUS MS 397059109, COLUMBUS, MS 39705-9109

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyLowndes County
Unified School DistrictColumbus Municipal School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,066.00 (+1.81%)$9,476 (+13.27%)$63,170 (+13.27%) Land $12,000 Building $51,170
2024$1,047.00 (+12.22%)
2023$933.00$8,366$55,770 Land $12,000 Building $43,770

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 46 policies
Nearby Flood Policies46 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST LOWNDES W/A #2-HUCKLEBERRY
public/private · serves 7,035 people · EPA ID MS0440080
Water SourceGroundwater
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
4-County Fiber
Fiber
1,000 / 1,000
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
C Spire Wireless
Fixed Wireless
100 / 20

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